Amica SA (AMC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Amica SA

Toya SA

Why is Amica SA ?

Poor Management Efficiency with a low ROCE of 8.18%

The company has been able to generate a Return on Capital Employed (avg) of 8.18% signifying low profitability per unit of total capital (equity and debt)

Low ability to service debt as the company has a high Debt to EBITDA ratio of 0.98 times

Low ability to service debt as the company has a high Debt to EBITDA ratio of 0.98 times
The company has been able to generate a Return on Equity (avg) of 4.67% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of -3.54% and Operating profit at -17.72% over the last 5 years

The company has declared positive results in Dec'2024 after 14 consecutive negative quarters

NET PROFIT(HY) Higher at PLN 13.97 MM
ROCE(HY) Highest at 0.32%
DEBTORS TURNOVER RATIO(HY) Highest at 6.07%

With ROE of 1.90%, it has a expensive valuation with a 0.45 Price to Book Value

Over the past year, while the stock has generated a return of 9.53%, its profits have risen by 204.6% ; the PEG ratio of the company is 0.1

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Amica SA should be less than 10%
Overall Portfolio exposure to Electronics & Appliances should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Electronics & Appliances)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Amica SA for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Amica SA

11.86%

-0.43

32.47%

Poland WIG

39.24%

1.84

20.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-3.54%

EBIT Growth (5y)

-17.72%

EBIT to Interest (avg)

3.73

Debt to EBITDA (avg)

0.98

Net Debt to Equity (avg)

0.10

Sales to Capital Employed (avg)

2.11

Tax Ratio

84.68%

Dividend Payout Ratio

116.23%

Pledged Shares

Institutional Holding

ROCE (avg)

8.18%

ROE (avg)

4.67%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.45

EV to EBIT

11.29

EV to EBITDA

5.22

EV to Capital Employed

0.52

EV to Sales

0.24

PEG Ratio

0.12

Dividend Yield

3.44%

ROCE (Latest)

4.59%

ROE (Latest)

1.90%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bullish

RSI

Bearish

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

No Trend

Mildly Bullish

OBV

No Trend

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company

NET PROFIT(HY)

Higher at PLN 13.97 MM

ROCE(HY)

Highest at 0.32%

DEBTORS TURNOVER RATIO(HY)

Highest at 6.07%

-16What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at PLN 0.7 MM

PRE-TAX PROFIT(Q)

At PLN 0.8 MM has Fallen at -83.59%

NET PROFIT(Q)

At PLN -1.9 MM has Fallen at -219.26%

INTEREST COVERAGE RATIO(Q)

Lowest at 170.09

NET SALES(Q)

Lowest at PLN 566.9 MM

OPERATING PROFIT(Q)

Lowest at PLN 18.2 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 3.21 %

EPS(Q)

Lowest at PLN -0.87

Here's what is working for Amica SA

Debtors Turnover Ratio

Highest at 6.07%

in the last five Semi-Annual periods

MOJO Watch

Company has been able to sell its Debtors faster

Debtors Turnover Ratio

Here's what is not working for Amica SA

Pre-Tax Profit

At PLN 0.8 MM has Fallen at -83.59%

over average net sales of the previous four periods of PLN 4.88 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (PLN MM)

Net Profit

At PLN -1.9 MM has Fallen at -219.26%

over average net sales of the previous four periods of PLN 1.59 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (PLN MM)

Operating Cash Flow

Lowest at PLN 0.7 MM and Fallen

In each year in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (PLN MM)

Interest Coverage Ratio

Lowest at 170.09

in the last five periods

MOJO Watch

The company's ability to manage interest payments is deteriorating

Operating Profit to Interest

Net Sales

Lowest at PLN 566.9 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (PLN MM)

Net Sales

At PLN 566.9 MM has Fallen at -11.89%

over average net sales of the previous four periods of PLN 643.4 MM

MOJO Watch

Near term sales trend is negative

Net Sales (PLN MM)

Operating Profit

Lowest at PLN 18.2 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (PLN MM)

Operating Profit Margin

Lowest at 3.21 %

in the last five periods

MOJO Watch

Company's profit margin has deteriorated

Operating Profit to Sales

EPS

Lowest at PLN -0.87

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (PLN)