ScoreWhy is Amica SA ?
1
Poor Management Efficiency with a low ROCE of 8.18%
- The company has been able to generate a Return on Capital Employed (avg) of 8.18% signifying low profitability per unit of total capital (equity and debt)
2
Low ability to service debt as the company has a high Debt to EBITDA ratio of 1.77 times
- Low ability to service debt as the company has a high Debt to EBITDA ratio of 1.77 times
- The company has been able to generate a Return on Equity (avg) of 4.67% signifying low profitability per unit of shareholders funds
3
Poor long term growth as Net Sales has grown by an annual rate of -3.75% and Operating profit at -18.00% over the last 5 years
4
With a growth in Net Profit of 89.09%, the company declared Very Positive results in Sep 25
- OPERATING CASH FLOW(Y) Highest at PLN 92.1 MM
- NET PROFIT(HY) Higher at PLN 15.96 MM
- ROCE(HY) Highest at 2.76%
5
With ROE of 1.90%, it has a expensive valuation with a 0.45 Price to Book Value
- Over the past year, while the stock has generated a return of -25.32%, its profits have risen by 204.6% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Amica SA should be less than 10%
- Overall Portfolio exposure to Electronics & Appliances should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Electronics & Appliances)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Amica SA for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Amica SA
-25.32%
-1.09
26.76%
Poland WIG
27.62%
1.38
19.95%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-3.75%
EBIT Growth (5y)
-18.00%
EBIT to Interest (avg)
3.73
Debt to EBITDA (avg)
0.98
Net Debt to Equity (avg)
0.10
Sales to Capital Employed (avg)
2.11
Tax Ratio
84.68%
Dividend Payout Ratio
116.23%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
8.18%
ROE (avg)
4.67%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
0.45
EV to EBIT
11.29
EV to EBITDA
5.22
EV to Capital Employed
0.52
EV to Sales
0.24
PEG Ratio
0.12
Dividend Yield
3.44%
ROCE (Latest)
4.59%
ROE (Latest)
1.90%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PLN 92.1 MM
NET PROFIT(HY)
Higher at PLN 15.96 MM
ROCE(HY)
Highest at 2.76%
INTEREST COVERAGE RATIO(Q)
Highest at 410.68
RAW MATERIAL COST(Y)
Fallen by -11.06% (YoY
OPERATING PROFIT(Q)
Highest at PLN 42.3 MM
OPERATING PROFIT MARGIN(Q)
Highest at 6.65 %
-1What is not working for the Company
INVENTORY TURNOVER RATIO(HY)
Lowest at 3.13 times
Here's what is working for Amica SA
Net Profit
At PLN 15.96 MM has Grown at 273.48%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (PLN MM)
Interest Coverage Ratio
Highest at 410.68
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Net Profit
Higher at PLN 15.96 MM
than preceding 12 month period ended Sep 2025MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (PLN MM)
Operating Cash Flow
Highest at PLN 92.1 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PLN MM)
Operating Profit
Highest at PLN 42.3 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PLN MM)
Operating Profit Margin
Highest at 6.65 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Raw Material Cost
Fallen by -11.06% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Amica SA
Inventory Turnover Ratio
Lowest at 3.13 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling inventory has slowed
Inventory Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
