Amica SA (AMC) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Amica SA

Toya SA

Why is Amica SA ?

Poor Management Efficiency with a low ROCE of 8.18%

The company has been able to generate a Return on Capital Employed (avg) of 8.18% signifying low profitability per unit of total capital (equity and debt)

Low ability to service debt as the company has a high Debt to EBITDA ratio of 1.25 times

Low ability to service debt as the company has a high Debt to EBITDA ratio of 1.25 times
The company has been able to generate a Return on Equity (avg) of 4.67% signifying low profitability per unit of shareholders funds

Poor long term growth as Net Sales has grown by an annual rate of -5.56% and Operating profit at -17.51% over the last 5 years

The company has declared negative results in Mar'2026 after 3 consecutive positive quarters

NET PROFIT(Q) At PLN -0.57 MM has Fallen at -111.41%
NET SALES(Q) Lowest at PLN 556.2 MM
PRE-TAX PROFIT(Q) Lowest at PLN -1 MM

With ROE of 1.98%, it has a very attractive valuation with a 0.37 Price to Book Value

Over the past year, while the stock has generated a return of -15.12%, its profits have risen by 345.1% ; the PEG ratio of the company is 0.1

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Amica SA should be less than 10%
Overall Portfolio exposure to Electronics & Appliances should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Electronics & Appliances)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Amica SA for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Amica SA

-17.24%

-1.36

24.96%

Poland WIG

37.09%

2.22

16.70%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-5.56%

EBIT Growth (5y)

-17.51%

EBIT to Interest (avg)

1.72

Debt to EBITDA (avg)

1.05

Net Debt to Equity (avg)

0.10

Sales to Capital Employed (avg)

2.05

Tax Ratio

46.72%

Dividend Payout Ratio

109.59%

Pledged Shares

Institutional Holding

ROCE (avg)

5.61%

ROE (avg)

4.67%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.37

EV to EBIT

5.30

EV to EBITDA

3.08

EV to Capital Employed

0.40

EV to Sales

0.19

PEG Ratio

0.05

Dividend Yield

ROCE (Latest)

7.51%

ROE (Latest)

1.98%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Mildly Bullish

Dow Theory

Mildly Bullish

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

RAW MATERIAL COST(Y)

Fallen by -9.27% (YoY

-10What is not working for the Company

NET PROFIT(Q)

At PLN -0.57 MM has Fallen at -111.41%

NET SALES(Q)

Lowest at PLN 556.2 MM

PRE-TAX PROFIT(Q)

Lowest at PLN -1 MM

Here's what is working for Amica SA

Raw Material Cost

Fallen by -9.27% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Here's what is not working for Amica SA

Pre-Tax Profit

At PLN -1 MM has Fallen at -109.98%

over average net sales of the previous four periods of PLN 10.03 MM

MOJO Watch

Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (PLN MM)

Net Profit

At PLN -0.57 MM has Fallen at -111.41%

over average net sales of the previous four periods of PLN 4.97 MM

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (PLN MM)

Net Sales

Lowest at PLN 556.2 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (PLN MM)

Pre-Tax Profit

Lowest at PLN -1 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (PLN MM)