ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Aozora Bank Ltd. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 2 consecutive quarters
- ROCE(HY) Highest at 0.32%
- NII(Q) Highest at JPY 12,954 MM
- CASH AND EQV(HY) Highest at JPY 3,312,056 MM
2
With ROA of 0.24%, it has a very attractive valuation with a 0.67 Price to Book Value
- Over the past year, while the stock has generated a return of 19.60%, its profits have risen by 141% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 0.6
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Aozora Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aozora Bank Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Aozora Bank Ltd.
19.6%
0.25
30.45%
Japan Nikkei 225
36.73%
1.30
28.24%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.00%
EBIT Growth (5y)
-15.00%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
51.21%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
0.67
EV to EBIT
0.25
EV to EBITDA
0.17
EV to Capital Employed
0.03
EV to Sales
0.03
PEG Ratio
0.11
Dividend Yield
0.59%
ROCE (Latest)
10.74%
ROE (Latest)
4.55%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Mildly Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
ROCE(HY)
Highest at 0.32%
NII(Q)
Highest at JPY 12,954 MM
CASH AND EQV(HY)
Highest at JPY 3,312,056 MM
PRE-TAX PROFIT(Q)
Highest at JPY 8,281 MM
NET PROFIT(Q)
Highest at JPY 8,212 MM
EPS(Q)
Highest at JPY 59.23
-2What is not working for the Company
ROCE(HY)
Lowest at 0.32%
Here's what is working for Aozora Bank Ltd.
NII
Highest at JPY 12,954 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JPY MM)
Pre-Tax Profit
Highest at JPY 8,281 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Pre-Tax Profit
At JPY 8,281 MM has Grown at 53.21%
over average net sales of the previous four periods of JPY 5,405 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (JPY MM)
Net Profit
Highest at JPY 8,212 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (JPY MM)
EPS
Highest at JPY 59.23
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (JPY)
Cash and Eqv
Highest at JPY 3,312,056 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Aozora Bank Ltd.
Non Operating Income
Highest at JPY 0.41 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating income
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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