ScoreWhy is Apna Microfinance Bank Ltd. ?
Unrated Stock - No Analysis Available
Real-Time Research ReportHow much should you sell?
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Is Apna Microfinance Bank Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Apna Microfinance Bank Ltd.
-27.58%
-0.73
54.78%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.60%
EBIT Growth (5y)
-236.98%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
NA (Loss Making)
Industry P/E
Price to Book Value
-0.49
EV to EBIT
-1.29
EV to EBITDA
-1.41
EV to Capital Employed
-0.42
EV to Sales
1.53
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
Negative BV
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
ROCE(HY)
Highest at -13.48%
CREDIT DEPOSIT RATIO(HY)
Highest at 63.51%
OPERATING PROFIT(Q)
Highest at PKR -396.83 MM
OPERATING PROFIT MARGIN(Q)
Highest at -51.92 %
PRE-TAX PROFIT(Q)
Highest at PKR -395.76 MM
NET PROFIT(Q)
Highest at PKR -395.76 MM
EPS(Q)
Highest at PKR -0.92
-3What is not working for the Company
ROCE(HY)
Lowest at -13.48%
CASH AND EQV(HY)
Lowest at PKR 2,786.74 MM
Here's what is working for Apna Microfinance Bank Ltd.
Operating Profit
Highest at PKR -396.83 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (PKR MM)
Operating Profit Margin
Highest at -51.92 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at PKR -395.76 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (PKR MM)
Net Profit
Highest at PKR -395.76 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (PKR MM)
EPS
Highest at PKR -0.92
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PKR)
Credit Deposit Ratio
Highest at 63.51%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Apna Microfinance Bank Ltd.
Cash and Eqv
Lowest at PKR 2,786.74 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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