ScoreWhy is Arab Banking Corp. ?
1
Poor Management Efficiency with a low ROA of 0.37%
- The bank has been able to generate a Return on Assets (avg) of 0.37% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 17.80% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 19.14%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 17.80% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.37% signifying low profitability per unit of total assets
3
The company declared positive results in Mar'25 after negative results in Dec'24
- GROSS NPA (%)(Q) Lowest at 7.81%
- NII(Q) Highest at JOD 9.45 MM
- CASH AND EQV(HY) Highest at JOD 332.84 MM
4
With ROA of 0.16%, it has a fair valuation with a 0.50 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 35.59%, its profits have fallen by -36.6%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Arab Banking Corp. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arab Banking Corp. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Arab Banking Corp.
35.59%
0.66
31.90%
Jordan General Index
41.27%
4.23
9.76%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
9.30%
EBIT Growth (5y)
-5.97%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
31
Industry P/E
Price to Book Value
0.50
EV to EBIT
176.07
EV to EBITDA
40.67
EV to Capital Employed
0.68
EV to Sales
1.80
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.19%
ROE (Latest)
1.62%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
GROSS NPA (%)
(Q
NII(Q)
Highest at JOD 9.45 MM
CASH AND EQV(HY)
Highest at JOD 332.84 MM
-11What is not working for the Company
PRE-TAX PROFIT(Q)
At JOD -1.17 MM has Fallen at -211.92%
NET PROFIT(Q)
At JOD -0.87 MM has Fallen at -232.56%
CREDIT DEPOSIT RATIO(HY)
Lowest at 96.64%
Here's what is working for Arab Banking Corp.
Non Performing Loans (%)
Lowest at 7.81%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at JOD 9.45 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (JOD MM)
Cash and Eqv
Highest at JOD 332.84 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Arab Banking Corp.
Pre-Tax Profit
At JOD -1.17 MM has Fallen at -211.92%
over average net sales of the previous four periods of JOD 1.05 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (JOD MM)
Net Profit
At JOD -0.87 MM has Fallen at -232.56%
over average net sales of the previous four periods of JOD 0.66 MMMOJO Watch
Near term Net Profit trend is very negative
Net Profit (JOD MM)
Credit Deposit Ratio
Lowest at 96.64%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Capital Adequacy Ratio
Lowest at 16.26%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
