Why is Arab International Co. for Education & Investment Plc ?
1
Poor Management Efficiency with a low ROCE of 7.87%
- The company has been able to generate a Return on Capital Employed (avg) of 7.87% signifying low profitability per unit of total capital (equity and debt)
2
Poor long term growth as Net Sales has grown by an annual rate of 11.46% and Operating profit at 14.44% over the last 5 years
3
Positive results in Jun 25
- ROCE(HY) Highest at 7.68%
- NET SALES(9M) Higher at JOD 29.89 MM
- NET PROFIT(9M) Higher at JOD 7.59 MM
4
With ROE of 9.07%, it has a expensive valuation with a 1.39 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 17.39%, its profits have risen by 32.7% ; the PEG ratio of the company is 0.5
- At the current price, the company has a high dividend yield of 3.9
5
Underperformed the market in the last 1 year
- The stock has generated a return of 17.39% in the last 1 year, much lower than market (Jordan General Index) returns of 41.30%
How much should you hold?
- Overall Portfolio exposure to Arab International Co. for Education & Investment Plc should be less than 10%
- Overall Portfolio exposure to Tour, Travel Related Services should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Tour, Travel Related Services)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arab International Co. for Education & Investment Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Arab International Co. for Education & Investment Plc
-100.0%
0.47
30.44%
Jordan General Index
41.13%
4.48
9.22%
Quality key factors
Factor
Value
Sales Growth (5y)
11.46%
EBIT Growth (5y)
14.44%
EBIT to Interest (avg)
6.29
Debt to EBITDA (avg)
0.68
Net Debt to Equity (avg)
0.06
Sales to Capital Employed (avg)
0.33
Tax Ratio
26.51%
Dividend Payout Ratio
86.51%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
7.87%
ROE (avg)
6.32%
Valuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.39
EV to EBIT
11.20
EV to EBITDA
8.70
EV to Capital Employed
1.33
EV to Sales
3.49
PEG Ratio
0.47
Dividend Yield
3.88%
ROCE (Latest)
11.90%
ROE (Latest)
9.07%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Bearish
OBV
No Trend
No Trend
Technical Movement
7What is working for the Company
ROCE(HY)
Highest at 7.68%
NET SALES(9M)
Higher at JOD 29.89 MM
NET PROFIT(9M)
Higher at JOD 7.59 MM
DEBTORS TURNOVER RATIO(HY)
Highest at 9.58%
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at JOD 5.56 MM
RAW MATERIAL COST(Y)
Grown by 13.85% (YoY
Here's what is working for Arab International Co. for Education & Investment Plc
Debtors Turnover Ratio
Highest at 9.58%
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Net Sales
Higher at JOD 29.89 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Sales (JOD MM)
Net Profit
Higher at JOD 7.59 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (JOD MM)
Here's what is not working for Arab International Co. for Education & Investment Plc
Operating Cash Flow
Lowest at JOD 5.56 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (JOD MM)
Raw Material Cost
Grown by 13.85% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has deteriorated; this may lead to a fall in profit margin
Raw Material Cost as a percentage of Sales






