Why is Arab International Co. for Education & Investment Plc ?
1
Poor Management Efficiency with a low ROCE of 7.87%
- The company has been able to generate a Return on Capital Employed (avg) of 7.87% signifying low profitability per unit of total capital (equity and debt)
2
Poor long term growth as Net Sales has grown by an annual rate of 14.62% and Operating profit at 20.94% over the last 5 years
3
Flat results in Mar 26
- INTEREST(HY) At JOD 0.56 MM has Grown at 62.42%
4
With ROE of 10.99%, it has a expensive valuation with a 1.52 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 37.08%, its profits have risen by 46.7% ; the PEG ratio of the company is 0.3
- At the current price, the company has a high dividend yield of 4.6
5
Underperformed the market in the last 1 year
- The stock has generated a return of 37.08% in the last 1 year, much lower than market (Jordan General Index) returns of 49.15%
How much should you hold?
- Overall Portfolio exposure to Arab International Co. for Education & Investment Plc should be less than 10%
- Overall Portfolio exposure to Tour, Travel Related Services should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Tour, Travel Related Services)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arab International Co. for Education & Investment Plc for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Arab International Co. for Education & Investment Plc
28.22%
0.87
45.33%
Jordan General Index
46.42%
4.78
10.29%
Quality key factors
Factor
Value
Sales Growth (5y)
14.62%
EBIT Growth (5y)
20.94%
EBIT to Interest (avg)
6.29
Debt to EBITDA (avg)
0.68
Net Debt to Equity (avg)
0.06
Sales to Capital Employed (avg)
0.35
Tax Ratio
26.51%
Dividend Payout Ratio
62.40%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
7.87%
ROE (avg)
6.32%
Valuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
1.52
EV to EBIT
9.93
EV to EBITDA
7.95
EV to Capital Employed
1.50
EV to Sales
3.45
PEG Ratio
0.30
Dividend Yield
4.56%
ROCE (Latest)
15.14%
ROE (Latest)
10.99%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
Mildly Bullish
Technical Movement
6What is working for the Company
NET PROFIT(HY)
Higher at JOD 9.36 MM
ROCE(HY)
Highest at 11.58%
DEBT-EQUITY RATIO
(HY)
Lowest at 3.72 %
-5What is not working for the Company
INTEREST(HY)
At JOD 0.56 MM has Grown at 62.42%
Here's what is working for Arab International Co. for Education & Investment Plc
Net Profit
Higher at JOD 9.36 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the half year the company has already crossed Net Profit of the previous twelve months
Net Profit (JOD MM)
Debt-Equity Ratio
Lowest at 3.72 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Arab International Co. for Education & Investment Plc
Interest
At JOD 0.56 MM has Grown at 62.42%
over previous Semi-Annual periodMOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (JOD MM)






