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Arab Jordan Investment Bank

  • Market Cap: Mid Cap
  • Industry: Major Banks
  • ISIN: JO1100511012
  • AMM: AJIB
JOD
1.66
0.00 (0.00%)

Sep 22

AMM

 View all stocks in this country
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Jordan Islamic Bank
Bank Al-Etihad
Arab Bank Plc
Jordan Commercial Bank
Safwa Islamic Bank
Jordan Ahli Bank
Jordan Kuwait Bank
Cairo Amman Bank
Arab Jordan Investment Bank
Arab Banking Corp.

Why is Arab Jordan Investment Bank ?

1
Poor Management Efficiency with a low ROA of 0.73%
  • The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 15.56% signifying inadequate buffers against its risk based assets
  • Poor long term growth as Net profit has grown by an annual rate of 7.20%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 15.56% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 7.20%
4
Negative results in Mar 26
  • GROSS NPA (%)(Q) Highest at 2.2%
  • OPERATING CASH FLOW(Y) Lowest at JOD 18.95 MM
  • NET SALES(Q) Lowest at JOD 32.25 MM
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Arab Jordan Investment Bank for you?

Medium Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Arab Jordan Investment Bank
22.06%
1.13
28.17%
Jordan General Index
35.02%
3.61
9.69%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
9.17%
EBIT Growth (5y)
8.13%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
111.21%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.08
EV to EBIT
6.84
EV to EBITDA
4.99
EV to Capital Employed
1.18
EV to Sales
0.94
PEG Ratio
9.18
Dividend Yield
7.14%
ROCE (Latest)
17.22%
ROE (Latest)
7.03%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Bearish
No Trend
OBV
Mildly Bearish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company
CASH AND EQV(HY)

Highest at JOD 1,054.85 MM

OPERATING PROFIT MARGIN(Q)

Highest at 20 %

NET PROFIT(Q)

Highest at JOD 4.67 MM

EPS(Q)

Highest at JOD 0.03

-10What is not working for the Company
GROSS NPA (%)

(Q

OPERATING CASH FLOW(Y)

Lowest at JOD 18.95 MM

NET SALES(Q)

Lowest at JOD 32.25 MM

NII(Q)

Lowest at JOD 13.57 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 65.03%

Here's what is working for Arab Jordan Investment Bank

Operating Profit Margin
Highest at 20 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Net Profit
Highest at JOD 4.67 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (JOD MM)

EPS
Highest at JOD 0.03
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (JOD)

Cash and Eqv
Highest at JOD 1,054.85 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Arab Jordan Investment Bank

Non Performing Loans (%)
Highest at 2.2% and Grown
In each half year in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Net Sales
Lowest at JOD 32.25 MM and Fallen
In each period in the last five periods
MOJO Watch
Near term sales trend is very negative

Net Sales (JOD MM)

NII
Lowest at JOD 13.57 MM
in the last five periods
MOJO Watch
The bank's income from core business is falling

NII (JOD MM)

Operating Cash Flow
Lowest at JOD 18.95 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (JOD MM)

Credit Deposit Ratio
Lowest at 65.03%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

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