ScoreWhy is Arab National Bank ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Mar 26
- OPERATING CASH FLOW(Y) Highest at SAR 7,610.03 MM
- CASH AND EQV(HY) Highest at SAR 26,856.37 MM
- CREDIT DEPOSIT RATIO(HY) Highest at 97.8%
2
With ROA of 1.23%, it has a very attractive valuation with a 1.01 Price to Book Value
- Over the past year, while the stock has generated a return of -2.18%, its profits have fallen by -2.4%
- At the current price, the company has a high dividend yield of 2.7
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Arab National Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arab National Bank for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Arab National Bank
-100.0%
0.19
21.94%
Saudi Arabia All Share TASI
-0.13%
-0.01
13.67%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.56%
EBIT Growth (5y)
19.70%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.15%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
9
Industry P/E
Price to Book Value
1.01
EV to EBIT
8.42
EV to EBITDA
8.04
EV to Capital Employed
1.01
EV to Sales
3.04
PEG Ratio
NA
Dividend Yield
2.68%
ROCE (Latest)
11.95%
ROE (Latest)
11.60%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend9What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 7,610.03 MM
CASH AND EQV(HY)
Highest at SAR 26,856.37 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 97.8%
NET SALES(Q)
Highest at SAR 4,065.33 MM
PRE-TAX PROFIT(Q)
Highest at SAR 1,591.66 MM
NET PROFIT(Q)
Highest at SAR 1,360.45 MM
EPS(Q)
Highest at SAR 0.68
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Arab National Bank
Operating Cash Flow
Highest at SAR 7,610.03 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
Net Sales
Highest at SAR 4,065.33 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Pre-Tax Profit
Highest at SAR 1,591.66 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
Net Profit
Highest at SAR 1,360.45 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (SAR MM)
EPS
Highest at SAR 0.68
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Cash and Eqv
Highest at SAR 26,856.37 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Credit Deposit Ratio
Highest at 97.8%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
At SAR 67.63 MM has Grown at 35.57%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (SAR MM)
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