ScoreWhy is Arab National Bank ?
1
Flat results in Jun 25
- DIVIDEND PAYOUT RATIO(Y) Lowest at 97.03%
2
With ROA of 1.35%, it has a very attractive valuation with a 1.28 Price to Book Value
- Over the past year, while the stock has generated a return of 5.37%, its profits have risen by 8% ; the PEG ratio of the company is 1.2
- At the current price, the company has a high dividend yield of 2.2
3
Market Beating Performance
- Even though the market (Saudi Arabia All Share TASI) has generated negative returns of -12.84% in the last 1 year, the stock has been able to generate 5.37% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Arab National Bank should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arab National Bank for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Arab National Bank
5.48%
0.19
25.00%
Saudi Arabia All Share TASI
-12.63%
-0.89
14.47%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
18.32%
EBIT Growth (5y)
17.20%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
52.23%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
Price to Book Value
1.28
EV to EBIT
9.98
EV to EBITDA
9.54
EV to Capital Employed
1.25
EV to Sales
3.68
PEG Ratio
1.24
Dividend Yield
2.21%
ROCE (Latest)
12.56%
ROE (Latest)
12.95%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NET PROFIT(Q)
Highest at SAR 1,336.47 MM
GROSS NPA (%)
(Q
NII(Q)
Highest at SAR 2,274.33 MM
CASH AND EQV(HY)
Highest at SAR 24,474.25 MM
NET SALES(Q)
Highest at SAR 4,002.01 MM
OPERATING PROFIT(Q)
Highest at SAR 1,596.86 MM
OPERATING PROFIT MARGIN(Q)
Highest at 39.9 %
PRE-TAX PROFIT(Q)
Highest at SAR 1,547.24 MM
EPS(Q)
Highest at SAR 0.67
-1What is not working for the Company
DIVIDEND PAYOUT RATIO(Y)
Lowest at 97.03%
Here's what is working for Arab National Bank
Net Profit
Highest at SAR 1,336.47 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (SAR MM)
Non Performing Loans (%)
Lowest at 1.15%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at SAR 2,274.33 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (SAR MM)
Net Sales
Highest at SAR 4,002.01 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (SAR MM)
Operating Profit
Highest at SAR 1,596.86 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (SAR MM)
Operating Profit Margin
Highest at 39.9 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at SAR 1,547.24 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
EPS
Highest at SAR 0.67
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Cash and Eqv
Highest at SAR 24,474.25 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at SAR 70.15 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (SAR MM)
Here's what is not working for Arab National Bank
Dividend Payout Ratio
Lowest at 97.03%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
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