Why is Arabian Scandinavian Insurance Co. ?
1
Weak Long Term Fundamental Strength as the company has not declared results in the last 6 months
- Poor long term growth as Net Sales has grown by an annual rate of 1.00% and Operating profit at 0.00%
2
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -8.39% returns in the last 1 year, the stock has also underperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Arabian Scandinavian Insurance Co. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Arabian Scandinavian Insurance Co.
-8.39%
-0.29
48.16%
Abu Dhabi Securities Exchange
7.69%
0.97
8.15%
Quality key factors
Factor
Value
Sales Growth (5y)
1.00%
EBIT Growth (5y)
0.00%
EBIT to Interest (avg)
-0.62
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
11.82%
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
3.93%
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.07
EV to EBIT
NA
EV to EBITDA
62.99
EV to Capital Employed
1.31
EV to Sales
0.44
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
ROE (Latest)
9.31%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
Bearish
No Signal
Bollinger Bands
Sideways
Bearish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Bearish
Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Movement
17What is working for the Company
OPERATING CASH FLOW(Y)
Highest at AED 56.88 MM
ROCE(HY)
Highest at 11.87%
NET SALES(Q)
Highest at AED 64.86 MM
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET PROFIT(9M)
Higher at AED 18.36 MM
-5What is not working for the Company
OPERATING PROFIT(Q)
Lowest at AED -6.44 MM
PRE-TAX PROFIT(Q)
Lowest at AED -6.44 MM
Here's what is working for Arabian Scandinavian Insurance Co.
Net Profit
At AED 18.36 MM has Grown at 158.28%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (AED MM)
Net Sales
Highest at AED 64.86 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (AED MM)
Operating Cash Flow
Highest at AED 56.88 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (AED MM)
Net Sales
At AED 64.86 MM has Grown at 51.35%
over average net sales of the previous four periods of AED 42.85 MMMOJO Watch
Near term sales trend is positive
Net Sales (AED MM)
Net Profit
Higher at AED 18.36 MM
than preceding 12 month period ended Jun 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (AED MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Arabian Scandinavian Insurance Co.
Pre-Tax Profit
At AED -6.44 MM has Fallen at -275.55%
over average net sales of the previous four periods of AED 3.67 MMMOJO Watch
Near term Pre-Tax Profit trend is very negative
Pre-Tax Profit (AED MM)
Operating Profit
Lowest at AED -6.44 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (AED MM)
Pre-Tax Profit
Lowest at AED -6.44 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (AED MM)






