Arabian Shield Cooperative Insurance Co. (8070) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Arabian Shield Cooperative Insurance Co.

Why is Arabian Shield Cooperative Insurance Co. ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.83%

Poor long term growth as Net Sales has grown by an annual rate of 37.13% and Operating profit at -247.54%
The company has been able to generate a Return on Equity (avg) of 3.83% signifying low profitability per unit of shareholders funds

The company has declared Negative results for the last 6 consecutive quarters

NET PROFIT(HY) At SAR -5.98 MM has Grown at -3,408.04%
ROCE(HY) Lowest at -2.74%
NET SALES(Q) Lowest at SAR 415.16 MM

Risky -

The stock is trading risky as compared to its average historical valuations
Over the past year, while the stock has generated a return of -22.26%, its profits have fallen by -146.6%

Underperformed the market in the last 1 year

Even though the market (Saudi Arabia All Share TASI) generated negative returns of -0.13% in the last 1 year, its fall in the stock was much higher with a return of -22.26%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Arabian Shield Cooperative Insurance Co. for you?

Medium Risk, Low Return

Absolute

Risk Adjusted

Volatility

Arabian Shield Cooperative Insurance Co.

-22.26%

-1.42

29.59%

Saudi Arabia All Share TASI

-0.13%

-0.01

13.67%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

37.13%

EBIT Growth (5y)

-247.54%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Negative Net Debt

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

27.90%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

ROCE (avg)

ROE (avg)

3.83%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

0.52

EV to EBIT

EV to EBITDA

34.95

EV to Capital Employed

0.38

EV to Sales

0.25

PEG Ratio

Dividend Yield

ROCE (Latest)

ROE (Latest)

-2.40%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Bearish

RSI

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Bearish

Dow Theory

Mildly Bullish

OBV

Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company

NET PROFIT(HY)

Higher at SAR -5.98 MM

DEBT-EQUITY RATIO (HY)

Lowest at -32.96 %

RAW MATERIAL COST(Y)

Fallen by 0% (YoY

-11What is not working for the Company

NET PROFIT(HY)

At SAR -5.98 MM has Grown at -3,408.04%

ROCE(HY)

Lowest at -2.74%

NET SALES(Q)

Lowest at SAR 415.16 MM

Here's what is working for Arabian Shield Cooperative Insurance Co.

Net Profit

Higher at SAR -5.98 MM

than preceding 12 month period ended Mar 2026

MOJO Watch

In the half year the company has already crossed Net Profit of the previous twelve months

Net Profit (SAR MM)

Debt-Equity Ratio

Lowest at -32.96 % and Grown

In each half year in the last five Semi-Annual periods

MOJO Watch

The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio

Raw Material Cost

Fallen by 0% (YoY)

MOJO Watch

The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin

Raw Material Cost as a percentage of Sales

Depreciation

Highest at SAR 6.67 MM

in the last five periods

MOJO Watch

The expenditure on assets done by the company may have gone into operation

Depreciation (SAR MM)

Depreciation

At SAR 6.67 MM has Grown at 34.88%

period on period (QoQ)

MOJO Watch

The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales

Depreciation (SAR MM)

Here's what is not working for Arabian Shield Cooperative Insurance Co.

Net Profit

At SAR -5.98 MM has Grown at -3,408.04%

Year on Year (YoY)

MOJO Watch

Near term Net Profit trend is very negative

Net Profit (SAR MM)

Net Sales

Lowest at SAR 415.16 MM

in the last five periods

MOJO Watch

Near term sales trend is negative

Net Sales (SAR MM)