ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Arbuthnot Banking Group Plc ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 0% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.37% signifying low profitability per unit of total assets
2
The company has declared Positive results for the last 6 consecutive quarters
- INTEREST EARNED(Q) Highest at GBP 132 MM
- PAT(Q) At GBP 15 MM has Grown at 11.8 %
- CASH AND CASH EQUIVALENTS(HY) Highest at GBP 826.56 MM
3
Below par performance in long term as well as near term
- Along with generating -1.94% returns in the last 1 year, the stock has also underperformed FTSE 100 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Arbuthnot Banking Group Plc should be less than 10%
- Overall Portfolio exposure to Finance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Finance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arbuthnot Banking Group Plc for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Arbuthnot Banking Group Plc
-2.22%
-0.28
28.65%
FTSE 100
16.09%
1.25
12.83%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
26.29%
EBIT Growth (5y)
18.09%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.18%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
3
Industry P/E
Price to Book Value
0.55
EV to EBIT
28.69
EV to EBITDA
-15.47
EV to Capital Employed
1.46
EV to Sales
-1.50
PEG Ratio
NA
Dividend Yield
5.62%
ROCE (Latest)
5.09%
ROE (Latest)
17.54%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
Bullish
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Arbuthnot Banking Group Plc
Interest Earned - Half-Yearly
At GBP 132 MM has Grown at 85.43 %
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Interest Earned (GBP MM)
Interest Earned - Half-Yearly
Highest at GBP 132 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (GBP MM)
Profit After Tax (PAT) - Half-Yearly
At GBP 15 MM has Grown at 11.8 %
Year on Year (YoY)MOJO Watch
Near term PAT trend is very positive
PAT (GBP MM)
Cash and Cash Equivalents - Half Yearly
Highest at GBP 826.56 MM
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents (GBP MM)
CAR - Half-Yearly
Highest at 15.20 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Arbuthnot Banking Group Plc
Operating Cash Flow - Annually
Lowest at GBP -24.18 MM and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
Gross NPA - Half-Yearly
Highest at 3.69 %
in the last five periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Gross NPA (%)
Non Operating Income - Half-Yearly
Highest at GBP 24 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income (GBP MM)
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