ScoreWhy is Arif Habib Ltd. ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 23.50%
- Poor long term growth as Net Sales has grown by an annual rate of 51.00% and Operating profit at 50.55%
2
Positive results in Mar 25
- NET PROFIT(Q) At PKR 245.91 MM has Grown at 544.74%
- NET SALES(HY) At PKR 1,852.41 MM has Grown at 41.89%
- PRE-TAX PROFIT(Q) At PKR 334.62 has Grown at 235.43%
3
With ROE of 35.9, it has a expensive valuation with a 2.8 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 243% ; the PEG ratio of the company is 0
- At the current price, the company has a high dividend yield of 6.8
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Arif Habib Ltd. should be less than 10%
- Overall Portfolio exposure to Capital Markets should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arif Habib Ltd. for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Arif Habib Ltd.
32.75%
0.41
82.52%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.76%
EBIT Growth (5y)
0.12%
EBIT to Interest (avg)
32.57
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
59.88%
Dividend Payout Ratio
66.57%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
112.11%
ROE (avg)
22.58%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
37
Industry P/E
Price to Book Value
3.66
EV to EBIT
4.25
EV to EBITDA
1.56
EV to Capital Employed
-0.79
EV to Sales
0.74
PEG Ratio
NA
Dividend Yield
13.73%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
9.89%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
RAW MATERIAL COST(Y)
Fallen by -0.1% (YoY
NET PROFIT(9M)
Higher at PKR 741.44 MM
CASH AND EQV(HY)
Highest at PKR 16,400.72 MM
DEBT-EQUITY RATIO
(HY)
Lowest at -339.4 %
DEBTORS TURNOVER RATIO(HY)
Highest at 2.4 times
NET SALES(Q)
At PKR 1,183.92 MM has Grown at 38.67%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Arif Habib Ltd.
Net Profit
At PKR 741.44 MM has Grown at 1,492.22%
Year on Year (YoY)MOJO Watch
Net Profit trend is very positive
Net Profit (PKR MM)
Net Sales
At PKR 1,183.92 MM has Grown at 38.67%
over average net sales of the previous four periods of PKR 853.78 MMMOJO Watch
Near term sales trend is positive
Net Sales (PKR MM)
Cash and Eqv
Highest at PKR 16,400.72 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Debt-Equity Ratio
Lowest at -339.4 %
in the last five Semi-Annual periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Debtors Turnover Ratio
Highest at 2.4 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its Debtors faster
Debtors Turnover Ratio
Net Profit
Higher at PKR 741.44 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (PKR MM)
Raw Material Cost
Fallen by -0.1% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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