ScoreWhy is Arman Financial Services Ltd ?
1
Strong Long Term Fundamental Strength with a 33.22% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 33.22%
3
With a growth in Operating Profit of 28.03%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 4 consecutive quarters
- NET SALES(Q) Highest at Rs 201.78 cr
- PBDIT(Q) Highest at Rs 121.88 cr.
- OPERATING PROFIT TO NET SALES(Q) Highest at 60.40%
4
Increasing Participation by Institutional Investors
- Institutional investors have increased their stake by 1.15% over the previous quarter and collectively hold 7.94% of the company
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors
5
Market Beating Performance
- The stock has generated a return of 28.97% in the last 1 year, much higher than market (BSE500) returns of 1.31%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Arman Financial should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Arman Financial for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Arman Financial
29.26%
0.73
40.61%
Sensex
-5.42%
-0.40
13.50%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
21
Price to Book Value
2.22
EV to EBIT
9.49
EV to EBITDA
9.44
EV to Capital Employed
1.49
EV to Sales
4.95
PEG Ratio
0.01
Dividend Yield
NA
ROCE (Latest)
12.24%
ROE (Latest)
6.06%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend29What is working for the Company
NET SALES(Q)
Highest at Rs 201.78 cr
PBDIT(Q)
Highest at Rs 121.88 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 60.40%
PBT LESS OI(Q)
Highest at Rs 57.13 cr.
PAT(Q)
Highest at Rs 45.17 cr.
EPS(Q)
Highest at Rs 42.98
-2What is not working for the Company
CASH AND CASH EQUIVALENTS(HY)
Lowest at Rs 398.88 cr
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Here's what is working for Arman Financial
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 57.13 cr has Grown at 195.4% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 19.34 CrMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 45.17 cr has Grown at 219.2% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 14.15 CrMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
Highest at Rs 201.78 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 121.88 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 60.40% and Grown
each quarter in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 57.13 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 45.17 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Net Sales - Quarterly
At Rs 201.78 cr has Grown at 25.0% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 161.47 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 42.98
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Arman Financial
Cash and Cash Equivalents - Half Yearly
Lowest at Rs 398.88 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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