ScoreWhy is Askari Bank Ltd. ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 24.60%
2
Positive results in Mar 25
- OPERATING CASH FLOW(Y) Highest at PKR 22,598.03 MM
- OPERATING PROFIT MARGIN(Q) Highest at 18.85 %
- NET PROFIT(Q) Highest at PKR 7,123.96 MM
3
With ROE of 17.2, it has a very expensive valuation with a 0.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have fallen by -2%
- At the current price, the company has a high dividend yield of 5.9
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Askari Bank Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Askari Bank Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Askari Bank Ltd.
-100.0%
2.81
47.46%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
41.10%
EBIT Growth (5y)
40.47%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
20.57%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.99
EV to EBIT
25.60
EV to EBITDA
23.35
EV to Capital Employed
1.00
EV to Sales
2.57
PEG Ratio
NA
Dividend Yield
5.36%
ROCE (Latest)
3.90%
ROE (Latest)
15.48%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PKR 22,598.03 MM
OPERATING PROFIT MARGIN(Q)
Highest at 18.85 %
NET PROFIT(Q)
Highest at PKR 7,123.96 MM
NII(Q)
Highest at PKR 22,157.33 MM
EPS(Q)
Highest at PKR 4.92
-3What is not working for the Company
NET SALES(Q)
Lowest at PKR 76,169.7 MM
Here's what is working for Askari Bank Ltd.
Operating Cash Flow
Highest at PKR 22,598.03 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PKR MM)
Operating Profit Margin
Highest at 18.85 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Net Profit
Highest at PKR 7,123.96 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (PKR MM)
NII
Highest at PKR 22,157.33 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (PKR MM)
EPS
Highest at PKR 4.92
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (PKR)
CASA
Highest at 18.52%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Askari Bank Ltd.
Net Sales
At PKR 76,169.7 MM has Fallen at -24.23%
over average net sales of the previous four periods of PKR 100,527.65 MMMOJO Watch
Near term sales trend is very negative
Net Sales (PKR MM)
Net Sales
Lowest at PKR 76,169.7 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (PKR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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