ScoreWhy is Askari Bank Ltd. ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 24.60%
2
Positive results in Mar 25
- OPERATING CASH FLOW(Y) Highest at PKR 22,598.03 MM
- OPERATING PROFIT MARGIN(Q) Highest at 18.85 %
- NET PROFIT(Q) Highest at PKR 7,123.96 MM
3
With ROE of 17.2, it has a very expensive valuation with a 0.6 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have fallen by -2%
- At the current price, the company has a high dividend yield of 5.9
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Askari Bank Ltd. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Askari Bank Ltd.
123.47%
2.81
47.46%
Pakistan KSE 100 Share
26.26%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
30.60%
EBIT Growth (5y)
25.75%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.70%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.99
EV to EBIT
25.60
EV to EBITDA
23.35
EV to Capital Employed
1.00
EV to Sales
2.57
PEG Ratio
NA
Dividend Yield
5.36%
ROCE (Latest)
3.90%
ROE (Latest)
15.48%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend0What is working for the Company
NO KEY POSITIVE TRIGGERS
-10What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PKR -2,401.91 MM
NET SALES(HY)
At PKR 152,836.49 MM has Grown at -22.09%
CREDIT DEPOSIT RATIO(HY)
Lowest at 37.74%
OPERATING PROFIT(Q)
Lowest at PKR -13,540.46 MM
OPERATING PROFIT MARGIN(Q)
Lowest at -17.82 %
PRE-TAX PROFIT(Q)
Lowest at PKR 10,056.41 MM
Here's what is working for Askari Bank Ltd.
Depreciation
Highest at PKR 1,264.93 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PKR MM)
Here's what is not working for Askari Bank Ltd.
Net Sales
At PKR 152,836.49 MM has Grown at -22.09%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (PKR MM)
Operating Cash Flow
Lowest at PKR -2,401.91 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PKR MM)
Operating Profit
Lowest at PKR -13,540.46 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Operating Profit Margin
Lowest at -17.82 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PKR 10,056.41 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
Credit Deposit Ratio
Lowest at 37.74%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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