ScoreWhy is Asseco Business Solutions SA ?
1
High Management Efficiency with a high ROE of 24.16%
2
Company's ability to service its debt is strong with a healthy EBIT to Interest (avg) ratio of 63.34
3
Poor long term growth as Operating profit has grown by an annual rate 7.92% of over the last 5 years
4
The company has declared Positive results for the last 6 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at PLN 177.87 MM
- ROCE(HY) Highest at 35.05%
- RAW MATERIAL COST(Y) Fallen by -2.91% (YoY)
5
With ROE of 35.43%, it has a fair valuation with a 8.59 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 14.41%, its profits have risen by 15.8% ; the PEG ratio of the company is 1.5
6
Underperformed the market in the last 1 year
- The stock has generated a return of 14.41% in the last 1 year, much lower than market (Poland WIG) returns of 27.62%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Asseco Business Solutions SA should be less than 10%
- Overall Portfolio exposure to Software Products should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Software Products)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Asseco Business Solutions SA for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Asseco Business Solutions SA
14.41%
1.19
28.66%
Poland WIG
27.62%
1.38
19.95%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.36%
EBIT Growth (5y)
7.92%
EBIT to Interest (avg)
63.34
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
-0.13
Sales to Capital Employed (avg)
1.08
Tax Ratio
6.49%
Dividend Payout Ratio
95.38%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
31.53%
ROE (avg)
24.16%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
24
Industry P/E
Price to Book Value
8.59
EV to EBIT
23.21
EV to EBITDA
17.57
EV to Capital Employed
7.97
EV to Sales
6.58
PEG Ratio
1.53
Dividend Yield
3.84%
ROCE (Latest)
34.34%
ROE (Latest)
35.43%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend7What is working for the Company
OPERATING CASH FLOW(Y)
Highest at PLN 177.87 MM
ROCE(HY)
Highest at 35.05%
RAW MATERIAL COST(Y)
Fallen by -2.91% (YoY
INVENTORY TURNOVER RATIO(HY)
Highest at 1,453.49 times
-4What is not working for the Company
INTEREST COVERAGE RATIO(Q)
Lowest at 7,207.85
CASH AND EQV(HY)
Lowest at PLN 14.35 MM
DEBTORS TURNOVER RATIO(HY)
Lowest at 6.28 times
Here's what is working for Asseco Business Solutions SA
Operating Cash Flow
Highest at PLN 177.87 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (PLN MM)
Inventory Turnover Ratio
Highest at 1,453.49 times
in the last five Semi-Annual periodsMOJO Watch
Company has been able to sell its inventory faster
Inventory Turnover Ratio
Raw Material Cost
Fallen by -2.91% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at PLN 10.38 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PLN MM)
Here's what is not working for Asseco Business Solutions SA
Interest Coverage Ratio
Lowest at 7,207.85
in the last five periodsMOJO Watch
The company's ability to manage interest payments is deteriorating
Operating Profit to Interest
Cash and Eqv
Lowest at PLN 14.35 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Debtors Turnover Ratio
Lowest at 6.28 times
in the last five Semi-Annual periodsMOJO Watch
Company's pace of selling Debtors has slowed
Debtors Turnover Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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