ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Assurant, Inc. ?
1
Positive results in Jun 25
- DIVIDEND PER SHARE(HY) Highest at USD 0
- INTEREST COVERAGE RATIO(Q) Highest at 220.97
- RAW MATERIAL COST(Y) Fallen by 0% (YoY)
2
With ROE of 12.81%, it has a expensive valuation with a 2.06 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -0.05%, its profits have fallen by -12.4%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Assurant, Inc. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Assurant, Inc. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Assurant, Inc.
-0.05%
1.11
27.08%
S&P 500
13.22%
0.65
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
3.96%
EBIT Growth (5y)
-100.00%
EBIT to Interest (avg)
0.01
Debt to EBITDA (avg)
Negative Net Debt
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
18.05%
Dividend Payout Ratio
20.47%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0.02%
ROE (avg)
11.21%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
2.06
EV to EBIT
NA
EV to EBITDA
48.20
EV to Capital Employed
2.07
EV to Sales
0.89
PEG Ratio
NA
Dividend Yield
149.48%
ROCE (Latest)
ROE (Latest)
12.81%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at USD 0
INTEREST COVERAGE RATIO(Q)
Highest at 220.97
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at USD 3,158.4 MM
OPERATING PROFIT(Q)
Highest at USD 315.7 MM
OPERATING PROFIT MARGIN(Q)
Highest at 10 %
PRE-TAX PROFIT(Q)
Highest at USD 289 MM
NET PROFIT(Q)
Highest at USD 235.3 MM
EPS(Q)
Highest at USD 4.56
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 1,197.2 MM
DIVIDEND PAYOUT RATIO(Y)
Lowest at 17.53%
Here's what is working for Assurant, Inc.
Interest Coverage Ratio
Highest at 220.97
in the last five periodsMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Sales
Highest at USD 3,158.4 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 315.7 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 10 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 289 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Pre-Tax Profit
At USD 289 MM has Grown at 41.3%
over average net sales of the previous four periods of USD 204.52 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 235.3 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
At USD 235.3 MM has Grown at 40.39%
over average net sales of the previous four periods of USD 167.6 MMMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 4.56
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at USD 59 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
Here's what is not working for Assurant, Inc.
Operating Cash Flow
Lowest at USD 1,197.2 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
Dividend Payout Ratio
Lowest at 17.53%
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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