Atlantic Union Bankshares Corp. (AUB) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Atlantic Union Bankshares Corp.

Eastern Bankshares, Inc.

First BanCorp (Puerto Rico)

International Bancshares Corp.

Cathay General Bancorp

Ameris Bancorp

EVERTEC, Inc.

First Hawaiian, Inc.

First Interstate BancSystem, Inc.

BancFirst Corp. (Oklahoma)

CVB Financial Corp.

Why is Atlantic Union Bankshares Corp. ?

High Profitability with a Net Interest Margin of 9.91%

With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25

OPERATING CASH FLOW(Y) Highest at USD 2,144.05 MM
DIVIDEND PAYOUT RATIO(Y) Highest at 286.44%
NII(Q) Highest at USD 321.37 MM

With ROA of 0.61%, it has a expensive valuation with a 1.37 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -12.15%, its profits have risen by 11.4%

Real-Time Research Report

Verdict Report

How much should you buy?

Overall Portfolio exposure to Atlantic Union Bankshares Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Atlantic Union Bankshares Corp. for you?

Medium Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Atlantic Union Bankshares Corp.

6.66%

0.54

35.48%

S&P 500

17.36%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

22.76%

EBIT Growth (5y)

16.18%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

68.56%

Pledged Shares

Institutional Holding

90.07%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.01

EV to EBIT

13.77

EV to EBITDA

11.73

EV to Capital Employed

1.02

EV to Sales

2.69

PEG Ratio

Dividend Yield

1.56%

ROCE (Latest)

7.37%

ROE (Latest)

6.07%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Bearish

Dow Theory

Mildly Bullish

OBV

Mildly Bearish

Bearish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

28What is working for the Company

DIVIDEND PER SHARE(HY)

Highest at USD 0

NII(Q)

Highest at USD 330.17 MM

CASH AND EQV(HY)

Highest at USD 576.75 MM

NET SALES(Q)

At USD 501.84 MM has Grown at 22.49%

OPERATING PROFIT(Q)

Highest at USD 180.34 MM

OPERATING PROFIT MARGIN(Q)

Highest at 35.94 %

PRE-TAX PROFIT(Q)

Highest at USD 180.34 MM

NET PROFIT(Q)

Highest at USD 142.48 MM

EPS(Q)

Highest at USD 0.77

-4What is not working for the Company

OPERATING CASH FLOW(Y)

Lowest at USD 259.03 MM

INTEREST(9M)

At USD 544.9 MM has Grown at 31.65%

Here's what is working for Atlantic Union Bankshares Corp.

Pre-Tax Profit

At USD 180.34 MM has Grown at 83.91%

over average net sales of the previous four periods of USD 98.06 MM

MOJO Watch

Near term Pre-Tax Profit trend is very positive

Pre-Tax Profit (USD MM)

NII

Highest at USD 330.17 MM

in the last five periods

MOJO Watch

The bank's income from core business is increasing

NII (USD MM)

Dividend per share

Highest at USD 0 and Grown

In each year in the last five years

MOJO Watch

Company is distributing higher dividend from profits generated

DPS (USD)

Net Sales

At USD 501.84 MM has Grown at 22.49%

over average net sales of the previous four periods of USD 409.71 MM

MOJO Watch

Near term sales trend is positive

Net Sales (USD MM)

Operating Profit

Highest at USD 180.34 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 35.94 %

in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 180.34 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 142.48 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

Net Profit

At USD 142.48 MM has Grown at 69.77%

over average net sales of the previous four periods of USD 83.93 MM

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 0.77

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 576.75 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Atlantic Union Bankshares Corp.

Interest

At USD 544.9 MM has Grown at 31.65%

over previous Semi-Annual period

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (USD MM)

Operating Cash Flow

Lowest at USD 259.03 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (USD MM)