ScoreWhy is Atlas Insurance Ltd. ?
1
Weak Long Term Fundamental Strength with a 14.87% CAGR growth in Operating Profits
2
The company has declared negative results in Mar'2025 after 5 consecutive positive quarters
- OPERATING CASH FLOW(Y) Lowest at PKR 1,146.21 MM
- INTEREST(Q) At PKR 5.18 MM has Grown at 28.48%
- DEBT-EQUITY RATIO (HY) Highest at -13.4 %
3
With ROE of 21.5, it has a fair valuation with a 1 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 0%, its profits have risen by 68.8% ; the PEG ratio of the company is 0.1
- At the current price, the company has a high dividend yield of 14.6
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Atlas Insurance Ltd. should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Atlas Insurance Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Atlas Insurance Ltd.
-100.0%
1.61
30.66%
Pakistan KSE 100 Share
60.28%
2.81
22.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
26.98%
EBIT Growth (5y)
14.87%
EBIT to Interest (avg)
-0.11
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0.71
Tax Ratio
39.37%
Dividend Payout Ratio
67.24%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0.01%
ROE (avg)
20.58%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
1.51
EV to EBIT
NA
EV to EBITDA
114.83
EV to Capital Employed
1.59
EV to Sales
2.17
PEG Ratio
0.33
Dividend Yield
9.77%
ROCE (Latest)
ROE (Latest)
21.07%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend1What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
-12What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at PKR 1,146.21 MM
INTEREST(Q)
At PKR 5.18 MM has Grown at 28.48%
DEBT-EQUITY RATIO
(HY)
Highest at -13.4 %
OPERATING PROFIT(Q)
Lowest at PKR 542.25 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 47.98 %
PRE-TAX PROFIT(Q)
Lowest at PKR 537.07 MM
NET PROFIT(Q)
Lowest at PKR 328.86 MM
EPS(Q)
Lowest at PKR 2.2
Here's what is working for Atlas Insurance Ltd.
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Depreciation
Highest at PKR 26.39 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (PKR MM)
Here's what is not working for Atlas Insurance Ltd.
Interest
At PKR 5.18 MM has Grown at 28.48%
period on period (QoQ)MOJO Watch
Rising interest cost signifies increased borrowings
Interest Paid (PKR MM)
Operating Cash Flow
Lowest at PKR 1,146.21 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (PKR MM)
Operating Profit
Lowest at PKR 542.25 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (PKR MM)
Operating Profit Margin
Lowest at 47.98 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at PKR 537.07 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (PKR MM)
Net Profit
Lowest at PKR 328.86 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (PKR MM)
EPS
Lowest at PKR 2.2
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (PKR)
Debt-Equity Ratio
Highest at -13.4 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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