ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Auburn National Bancorporation, Inc. ?
1
Weak Long Term Fundamental Strength with a -4.42% CAGR growth in Net Profits
- A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2
With ROA of 0.52%, it has a fair valuation with a 1.02 Price to Book Value
- Over the past year, while the stock has generated a return of 11.86%, its profits have risen by 576% ; the PEG ratio of the company is 0
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Auburn National Bancorporation, Inc. for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Auburn National Bancorporation, Inc.
22.91%
0.98
40.63%
S&P 500
13.99%
0.81
19.85%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
6.36%
EBIT Growth (5y)
-7.24%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
58.98%
Pledged Shares
0
Institutional Holding
13.12%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
13
Industry P/E
Price to Book Value
1.02
EV to EBIT
-5.30
EV to EBITDA
-4.08
EV to Capital Employed
0.96
EV to Sales
-0.91
PEG Ratio
0.02
Dividend Yield
335.27%
ROCE (Latest)
-18.15%
ROE (Latest)
7.89%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 7.34 MM
GROSS NPA (%)
(Q
NET SALES(Q)
Highest at USD 10.11 MM
NET PROFIT(Q)
Highest at USD 1.83 MM
EPS(Q)
Highest at USD 0.52
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at USD 9.5 MM
Here's what is working for Auburn National Bancorporation, Inc.
NII
Highest at USD 7.34 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Non Performing Loans (%)
Lowest at 0.05%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Net Sales
Highest at USD 10.11 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Net Profit
Highest at USD 1.83 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.52
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
CASA
Highest at 15.32%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Auburn National Bancorporation, Inc.
Operating Cash Flow
Lowest at USD 9.5 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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