ScoreWhy is Aviva Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.93%
- Poor long term growth as Net Sales has grown by an annual rate of 0.48% and Operating profit at 13.18%
- The company has been able to generate a Return on Equity (avg) of 6.93% signifying low profitability per unit of shareholders funds
2
Flat results in Jun 25
- OPERATING CASH FLOW(Y) Lowest at GBP 3,199 MM
3
With ROE of 11.26%, it has a very attractive valuation with a 2.49 Price to Book Value
- Over the past year, while the stock has generated a return of 34.07%, its profits have fallen by -27.6%
4
Market Beating Performance
- The stock has generated a return of 34.07% in the last 1 year, much higher than market (FTSE 100) returns of 15.94%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Aviva Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aviva Plc for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Aviva Plc
34.07%
0.85
21.23%
FTSE 100
15.94%
1.23
12.99%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
0.48%
EBIT Growth (5y)
13.18%
EBIT to Interest (avg)
0.10
Debt to EBITDA (avg)
6,135.55
Net Debt to Equity (avg)
0.91
Sales to Capital Employed (avg)
1.75
Tax Ratio
60.04%
Dividend Payout Ratio
151.40%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
6.93%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
22
Industry P/E
Price to Book Value
2.49
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
-1.04
EV to Sales
0.14
PEG Ratio
NA
Dividend Yield
61.22%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
11.26%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
DIVIDEND PER SHARE(HY)
Highest at GBP 0
OPERATING PROFIT MARGIN(Q)
Highest at 6.67 %
PRE-TAX PROFIT(Q)
At GBP 1,137 MM has Grown at 55.75%
NET PROFIT(Q)
Highest at GBP 790 MM
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at GBP 3,199 MM
Here's what is working for Aviva Plc
Operating Profit Margin
Highest at 6.67 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
At GBP 1,137 MM has Grown at 55.75%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (GBP MM)
Net Profit
Highest at GBP 790 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
Net Profit
At GBP 790 MM has Grown at 83.29%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (GBP MM)
Dividend per share
Highest at GBP 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (GBP)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Aviva Plc
Operating Cash Flow
Lowest at GBP 3,199 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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