ScoreWhy is Aviva Plc ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 6.93%
- Poor long term growth as Net Sales has grown by an annual rate of 11.65% and Operating profit at -258.94%
- The company has been able to generate a Return on Equity (avg) of 6.93% signifying low profitability per unit of shareholders funds
2
With a growth in Net Sales of 92.73%, the company declared Very Positive results in Dec 25
- PRE-TAX PROFIT(Q) At GBP 578 MM has Grown at 180.58%
- NET PROFIT(Q) At GBP 189 MM has Grown at 687.5%
- DIVIDEND PER SHARE(HY) Highest at GBP 0
3
With ROE of 10.32%, it has a expensive valuation with a 1.97 Price to Book Value
- Over the past year, while the stock has generated a return of 3.19%, its profits have risen by 49% ; the PEG ratio of the company is 0.6
4
Underperformed the market in the last 1 year
- The stock has generated a return of 3.19% in the last 1 year, much lower than market (FTSE 100) returns of 17.87%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Aviva Plc should be less than 10%
- Overall Portfolio exposure to Insurance should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aviva Plc for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Aviva Plc
3.19%
0.78
21.67%
FTSE 100
17.87%
1.52
11.77%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
11.65%
EBIT Growth (5y)
-258.94%
EBIT to Interest (avg)
0.10
Debt to EBITDA (avg)
6,135.55
Net Debt to Equity (avg)
0.91
Sales to Capital Employed (avg)
1.97
Tax Ratio
60.04%
Dividend Payout Ratio
146.31%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
6.93%
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
19
Industry P/E
Price to Book Value
1.97
EV to EBIT
NA
EV to EBITDA
EV to Capital Employed
0.57
EV to Sales
-0.22
PEG Ratio
0.63
Dividend Yield
5.55%
ROCE (Latest)
ROE (Latest)
10.32%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
PRE-TAX PROFIT(Q)
At GBP 578 MM has Grown at 180.58%
NET PROFIT(Q)
At GBP 189 MM has Grown at 687.5%
DIVIDEND PER SHARE(HY)
Highest at GBP 0
RAW MATERIAL COST(Y)
Fallen by 0% (YoY
NET SALES(Q)
Highest at GBP 38,522 MM
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at GBP 5,249 MM
DEBT-EQUITY RATIO
(HY)
Highest at -103 %
Here's what is working for Aviva Plc
Pre-Tax Profit
At GBP 578 MM has Grown at 180.58%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (GBP MM)
Net Profit
At GBP 189 MM has Grown at 687.5%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (GBP MM)
Net Sales
At GBP 38,522 MM has Grown at 101.97%
Year on Year (YoY)MOJO Watch
Near term sales trend is very positive
Net Sales (GBP MM)
Dividend per share
Highest at GBP 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (GBP)
Net Sales
Highest at GBP 38,522 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (GBP MM)
Raw Material Cost
Fallen by 0% (YoY)
MOJO Watch
The company's ability to pass on the cost of raw materials to customers has improved; this may lead to a rise in profit margin
Raw Material Cost as a percentage of Sales
Here's what is not working for Aviva Plc
Operating Cash Flow
Lowest at GBP 5,249 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (GBP MM)
Debt-Equity Ratio
Highest at -103 %
in the last five Semi-Annual periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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