ScoreComparison
Why is Axos Financial, Inc. ?
1
High Profitability with a Net Interest Margin of 16.71%
2
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0%
3
Positive results in Jun 25
- OPERATING CASH FLOW(Y) Highest at USD 497.64 MM
- OPERATING PROFIT MARGIN(Q) Highest at 35.22 %
- CREDIT DEPOSIT RATIO(HY) Highest at 102.45%
4
With ROA of 1.56%, it has a fair valuation with a 1.79 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 4.18%, its profits have risen by 16.1% ; the PEG ratio of the company is 0.7
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Axos Financial, Inc. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Axos Financial, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Axos Financial, Inc.
4.18%
1.90
32.92%
S&P 500
13.22%
0.65
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.86%
EBIT Growth (5y)
17.13%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
89.25%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
1.79
EV to EBIT
5.05
EV to EBITDA
4.81
EV to Capital Employed
3.50
EV to Sales
1.58
PEG Ratio
0.70
Dividend Yield
NA
ROCE (Latest)
69.25%
ROE (Latest)
16.40%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 497.64 MM
OPERATING PROFIT MARGIN(Q)
Highest at 35.22 %
CREDIT DEPOSIT RATIO(HY)
Highest at 102.45%
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Axos Financial, Inc.
Operating Cash Flow
Highest at USD 497.64 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Operating Profit Margin
Highest at 35.22 % and Grown
In each period in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Credit Deposit Ratio
Highest at 102.45%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Depreciation
Highest at USD 7.69 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (USD MM)
CASA
Highest at 12.52%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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