ScoreWhy is Bajaj Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 18.03%
- Healthy long term growth as Operating profit has grown by an annual rate of 28.86%
2
Positive results in Mar 26
- NET SALES(Q) Highest at Rs 21,605.79 cr
- CASH AND CASH EQUIVALENTS(HY) Highest at Rs 15,755.32 cr
- PBDIT(Q) Highest at Rs 15,052.72 cr.
3
With ROE of 16.9, it has a Very Expensive valuation with a 5.2 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 8.31%, its profits have risen by 15.5% ; the PEG ratio of the company is 2.1
4
High Institutional Holdings at 36.51%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
5
With its market cap of Rs 6,05,443 cr, it is the biggest company in the sector and constitutes 10.48% of the entire sector
- Its annual Sales of Rs 82,322.06 are 3.34% of the industry
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bajaj Finance should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bajaj Finance for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Bajaj Finance
8.31%
0.29
28.81%
Sensex
-3.74%
-0.28
13.48%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
31
Industry P/E
22
Price to Book Value
5.22
EV to EBIT
18.53
EV to EBITDA
18.20
EV to Capital Employed
1.90
EV to Sales
12.32
PEG Ratio
2.06
Dividend Yield
0.58%
ROCE (Latest)
10.26%
ROE (Latest)
16.86%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend10What is working for the Company
NET SALES(Q)
Highest at Rs 21,605.79 cr
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 15,755.32 cr
PBDIT(Q)
Highest at Rs 15,052.72 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 69.67%
PBT LESS OI(Q)
Highest at Rs 7,409.13 cr.
PAT(Q)
Highest at Rs 5,464.57 cr.
EPS(Q)
Highest at Rs 8.79
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Bajaj Finance
Net Sales - Quarterly
Highest at Rs 21,605.79 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 15,052.72 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 69.67%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 7,409.13 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 7,409.13 cr has Grown at 31.47%
Year on Year (YoY)MOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 5,464.57 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 5,464.57 cr has Grown at 22.0%
Year on Year (YoY)MOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 8.79
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 15,755.32 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
