Bajaj Housing

  • Market Cap: Large Cap
  • Industry: Housing Finance Company
  • ISIN: INE377Y01014
  • NSEID: BAJAJHFL
  • BSEID: 544252
INR
96.30
-0.05 (-0.05%)
BSENSE

Dec 05

BSE+NSE Vol: 29.65 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Can Fin Homes
INDIA SHELTE FIN
Sammaan Capital
Aadhar Hsg. Fin.
Repco Home Fin
LIC Housing Fin.
Aptus Value Hou.
Home First Finan
PNB Housing
Aavas Financiers
Bajaj Housing
Why is Bajaj Housing Finance Ltd ?
1
Below par performance in long term as well as near term
  • Along with generating -30.36% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Bajaj Housing for you?

Medium Risk, Low Return

Absolute
Risk Adjusted
Volatility
Bajaj Housing
-34.31%
-1.13
26.75%
Sensex
4.55%
0.45
11.83%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
30.00%
EBIT Growth (5y)
27.65%
Net Debt to Equity (avg)
4.44
Institutional Holding
1.44%
ROE (avg)
10.49%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
34
Industry P/E
23
Price to Book Value
3.79
EV to EBIT
18.63
EV to EBITDA
18.54
EV to Capital Employed
1.51
EV to Sales
16.87
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
8.12%
ROE (Latest)
11.15%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
Bearish
Bearish
OBV
Bearish
Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company
NET SALES(Q)

Highest at Rs 2,754.85 cr

OPERATING PROFIT TO INTEREST(Q)

Highest at 1.51 times

PBDIT(Q)

Highest at Rs 2,502.17 cr.

PBT LESS OI(Q)

Highest at Rs 832.51 cr.

PAT(Q)

Highest at Rs 642.96 cr.

EPS(Q)

Highest at Rs 0.77

-3What is not working for the Company
OPERATING CF(Y)

Lowest at Rs -17,074.87 Cr

Loading Valuation Snapshot...
Here's what is working for Bajaj Housing
Net Sales - Quarterly
Highest at Rs 2,754.85 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit to Interest - Quarterly
Highest at 1.51 times
in the last five quarters
MOJO Watch
The company's ability to manage interest payments is improving

Operating Profit to Interest

Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,502.17 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 832.51 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 642.96 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 0.77
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Here's what is not working for Bajaj Housing
Operating Cash Flow - Annually
Lowest at Rs -17,074.87 Cr and Fallen
each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (Rs Cr)