Why is Bajaj Housing Finance Ltd ?
1
Below par performance in long term as well as near term
- Along with generating -30.36% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Bajaj Housing for you?
Medium Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bajaj Housing
-34.31%
-1.13
26.75%
Sensex
4.55%
0.45
11.83%
Valuation Key Factors 
Factor
Value
P/E Ratio
34
Industry P/E
23
Price to Book Value
3.79
EV to EBIT
18.63
EV to EBITDA
18.54
EV to Capital Employed
1.51
EV to Sales
16.87
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
8.12%
ROE (Latest)
11.15%
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Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
Bearish
Bearish
OBV
Bearish
Bearish
Technical Movement
12What is working for the Company
NET SALES(Q)
Highest at Rs 2,754.85 cr
OPERATING PROFIT TO INTEREST(Q)
Highest at 1.51 times
PBDIT(Q)
Highest at Rs 2,502.17 cr.
PBT LESS OI(Q)
Highest at Rs 832.51 cr.
PAT(Q)
Highest at Rs 642.96 cr.
EPS(Q)
Highest at Rs 0.77
-3What is not working for the Company
OPERATING CF(Y)
Lowest at Rs -17,074.87 Cr
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Here's what is working for Bajaj Housing
Net Sales - Quarterly
Highest at Rs 2,754.85 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit to Interest - Quarterly
Highest at 1.51 times
in the last five quartersMOJO Watch
The company's ability to manage interest payments is improving
Operating Profit to Interest
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,502.17 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 832.51 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 642.96 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.77
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Bajaj Housing
Operating Cash Flow - Annually
Lowest at Rs -17,074.87 Cr and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (Rs Cr)






