ScoreWhy is Bajaj Housing Finance Ltd ?
1
Strong Long Term Fundamental Strength with a 25.16% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 25.16%
3
Positive results in Jun 26
- NET SALES(Q) Highest at Rs 3,063.02 cr
- PBDIT(Q) Highest at Rs 2,830.05 cr.
- OPERATING PROFIT TO NET SALES(Q) Highest at 92.39%
4
With ROE of 12, it has a Fair valuation with a 3.2 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -24.10%, its profits have risen by 19% ; the PEG ratio of the company is 1.4
5
Majority shareholders : Promoters
6
Below par performance in long term as well as near term
- Along with generating -24.10% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bajaj Housing should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bajaj Housing for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bajaj Housing
-24.1%
-1.08
22.24%
Sensex
-2.63%
-0.19
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
26
Industry P/E
21
Price to Book Value
3.17
EV to EBIT
16.60
EV to EBITDA
16.52
EV to Capital Employed
1.39
EV to Sales
15.08
PEG Ratio
1.41
Dividend Yield
NA
ROCE (Latest)
8.00%
ROE (Latest)
12.00%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bearish
Moving Averages
Bearish (Daily)
KST
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
No Trend
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend8What is working for the Company
NET SALES(Q)
Highest at Rs 3,063.02 cr
PBDIT(Q)
Highest at Rs 2,830.05 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 92.39%
PBT LESS OI(Q)
Highest at Rs 928.71 cr.
PAT(Q)
Highest at Rs 715.28 cr.
EPS(Q)
Highest at Rs 0.86
-2What is not working for the Company
ROCE(HY)
Lowest at 8.00%
Loading Valuation Snapshot...
Here's what is working for Bajaj Housing
Net Sales - Quarterly
Highest at Rs 3,063.02 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,830.05 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 92.39%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 928.71 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 715.28 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.86
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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