ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Banc of California, Inc. ?
1
With a growth in Interest of NAN%, the company declared Very Positive results in Jun 25
- The company has declared positive results for the last 2 consecutive quarters
- NET PROFIT(HY) At USD 81.9 MM has Grown at 55.89%
- NII(Q) Highest at USD 240.22 MM
- DIVIDEND PAYOUT RATIO(Y) Highest at 85.91%
2
With ROA of 0.24%, it has a attractive valuation with a 0.63 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 11.31%, its profits have risen by 151.2% ; the PEG ratio of the company is 0.1
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Banc of California, Inc. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Banc of California, Inc. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Banc of California, Inc.
10.71%
1.34
35.05%
S&P 500
13.22%
0.64
20.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
39.31%
EBIT Growth (5y)
52.61%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
77.41%
Pledged Shares
0
Institutional Holding
100.00%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
16
Industry P/E
Price to Book Value
0.63
EV to EBIT
15.86
EV to EBITDA
10.48
EV to Capital Employed
0.59
EV to Sales
1.07
PEG Ratio
0.10
Dividend Yield
104.18%
ROCE (Latest)
3.70%
ROE (Latest)
3.97%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend11What is working for the Company
NET PROFIT(HY)
At USD 81.9 MM has Grown at 55.89%
NII(Q)
Highest at USD 240.22 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 85.91%
CASH AND EQV(HY)
Highest at USD 437.8 MM
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Banc of California, Inc.
NII
Highest at USD 240.22 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Net Profit
At USD 81.9 MM has Grown at 55.89%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Cash and Eqv
Highest at USD 437.8 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend Payout Ratio
Highest at 85.91%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Banc of California, Inc.
Capital Adequacy Ratio
Lowest at 12.34%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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