ScoreWhy is Banca Generali SpA ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 18.46% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 8.47%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 18.46% signifying inadequate buffers against its risk based assets
- A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2
Poor long term growth as Net profit has grown by an annual rate of 8.47%
3
Flat results in Dec 16
- NII(Q) Lowest at EUR 29.59 MM
- NET SALES(Q) Lowest at EUR 31.14 MM
4
With ROA of 1.21%, it has a Very Expensive valuation with a 4.53 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 23.89%, its profits have risen by 34.3% ; the PEG ratio of the company is 0.4
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Capital Markets)
When to re-enter? - We will constantly monitor the company and review our call based on new data
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
37.05%
EBIT Growth (5y)
6.14%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
74.03%
Pledged Shares
0
Institutional Holding
1.70%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
14
Industry P/E
Price to Book Value
4.53
EV to EBIT
13.39
EV to EBITDA
12.25
EV to Capital Employed
3.16
EV to Sales
13.61
PEG Ratio
0.42
Dividend Yield
4.48%
ROCE (Latest)
23.58%
ROE (Latest)
31.49%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial TrendNot enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Banca Generali SpA
Cash and Eqv
Highest at EUR 653.44 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at EUR 4.38 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (EUR MM)
Depreciation
At EUR 4.38 MM has Grown at 54.4%
period on period (QoQ)MOJO Watch
The expenditure on assets done by the company has gone into productive use which should positively reflect in the future sales
Depreciation (EUR MM)
Here's what is not working for Banca Generali SpA
NII
Lowest at EUR 29.59 MM and Fallen
In each period in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (EUR MM)
Net Sales
Lowest at EUR 31.14 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (EUR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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