Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
25.20%
EBIT Growth (5y)
21.70%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
34.86%
Pledged Shares
0
Institutional Holding
0.03%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
2.01
EV to EBIT
6.43
EV to EBITDA
5.83
EV to Capital Employed
2.44
EV to Sales
2.85
PEG Ratio
0.22
Dividend Yield
4.46%
ROCE (Latest)
37.90%
ROE (Latest)
24.38%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
No Trend
OBV
Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Banca Transilvania SA
Interest Earned - Quarterly
Highest at RON 2,395 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (RON MM)
Interest Earned - Quarterly
At RON 2,395 MM has Grown at 15.1 %
over average Interest Earned of the previous four periods of RON 2,080 MMMOJO Watch
Near term sales trend is very positive
Interest Earned (RON MM)
Gross NPA - Quarterly
Lowest at 0.00 %
in the last five periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Gross NPA (%)
Cash and Cash Equivalents - Half Yearly
Highest at RON 24,252.60 MM
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents (RON MM)
Here's what is not working for Banca Transilvania SA
Profit Before Tax less Other Income (PBT) - Quarterly
At RON -598 MM has Fallen at -506.3 %
over average PBT of the previous four periods of RON 147 MMMOJO Watch
Near term PBT trend is very negative
PBT less Other Income (RON MM)
Operating Cash Flow - Annually
Lowest at RON 0.00 MM and Fallen
each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (RON MM)
Profit After Tax (PAT) - Quarterly
At RON 693 MM has Fallen at -12.0 %
over average PAT of the previous four periods of RON 787 MMMOJO Watch
Near term PAT trend is very negative
PAT (RON MM)
Operating Profit (PBDIT) - Quarterly
Lowest at RON -650 MM.
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (RON MM)
Operating Profit Margin - Quarterly
Lowest at -27.16%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales (RON MM)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at RON -598 MM.
in the last five periodsMOJO Watch
Near term PBT trend is negative
PBT less Other Income (RON MM)
Profit After Tax (PAT) - Quarterly
Lowest at RON 693 MM.
in the last five periodsMOJO Watch
Near term PAT trend is negative
PAT (RON MM)
Earnings per Share (EPS) - Quarterly
Lowest at RON 0.00
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (RON)
Dividend Payout Ratio (DPR) - Annually
Lowest at 0.00 %
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
Non Operating Income - Quarterly
Highest at RON 1,424 MM
in the last five periodsMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income (RON MM)
CAR - Quarterly
Lowest at 0.00 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
