ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is BancFirst Corp. (Oklahoma) ?
1
High Profitability with a Net Interest Margin of 7.84%
2
Strong Long Term Fundamental Strength with an average Return on Assets (ROA) of 1.03%
3
Positive results in Jun 25
- NII(Q) Highest at USD 121.26 MM
- OPERATING CASH FLOW(Y) Highest at USD 289.49 MM
- DIVIDEND PER SHARE(HY) Highest at USD 0
4
With ROA of 0.95%, it has a fair valuation with a 2.45 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -11.62%, its profits have risen by 8.2% ; the PEG ratio of the company is 2.4
5
High Institutional Holdings at 51.15%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.8% over the previous quarter.
6
Below par performance in long term as well as near term
- Along with generating -11.62% returns in the last 1 year, the stock has also underperformed S&P 500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to BancFirst Corp. (Oklahoma) should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is BancFirst Corp. (Oklahoma) for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
BancFirst Corp. (Oklahoma)
-12.54%
1.31
27.93%
S&P 500
13.22%
0.61
20.17%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
17.12%
EBIT Growth (5y)
11.54%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
27.66%
Pledged Shares
0
Institutional Holding
51.15%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
Price to Book Value
2.45
EV to EBIT
0.35
EV to EBITDA
0.32
EV to Capital Employed
-0.04
EV to Sales
0.12
PEG Ratio
2.43
Dividend Yield
1.46%
ROCE (Latest)
Negative Capital Employed
ROE (Latest)
13.28%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend13What is working for the Company
NII(Q)
Highest at USD 121.26 MM
OPERATING CASH FLOW(Y)
Highest at USD 289.49 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 188.43 MM
OPERATING PROFIT(Q)
Highest at USD 80.46 MM
OPERATING PROFIT MARGIN(Q)
Highest at 42.7 %
PRE-TAX PROFIT(Q)
Highest at USD 79.72 MM
NET PROFIT(Q)
Highest at USD 62.35 MM
EPS(Q)
Highest at USD 1.84
-2What is not working for the Company
CREDIT DEPOSIT RATIO(HY)
Lowest at 67.31%
Here's what is working for BancFirst Corp. (Oklahoma)
NII
Highest at USD 121.26 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Operating Cash Flow
Highest at USD 289.49 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Sales
Highest at USD 188.43 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (USD MM)
Operating Profit
Highest at USD 80.46 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 42.7 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 79.72 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 62.35 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 1.84
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
CASA
Highest at 17.85%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for BancFirst Corp. (Oklahoma)
Credit Deposit Ratio
Lowest at 67.31%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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