Banco del Bajío SA

  • Market Cap: Mid Cap
  • Industry: Major Banks
  • ISIN: MX41BB000000
MXN
55.89
0.34 (0.61%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Gentera SAB de CV
Regional SAB de CV
Invex Controladora SAB de CV
Grupo Financiero Banorte SAB de CV
Grupo Financiero Inbursa SAB de CV
Banco del Bajío SA

Why is Banco del Bajío SA ?

1
Flat results in Jun 25
  • NII(Q) Lowest at MXN 5,402.11 MM
  • NET SALES(Q) Lowest at MXN 9,921.3 MM
  • OPERATING PROFIT(Q) Lowest at MXN 2,932.52 MM
2
Underperformed the market in the last 1 year
  • The stock has generated a return of 18.11% in the last 1 year, much lower than market (Mexico IPC) returns of 31.40%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Banco del Bajío SA for you?

Medium Risk, High Return

Absolute
Risk Adjusted
Volatility
Banco del Bajío SA
18.11%
106.44
31.16%
Mexico IPC
31.4%
1.71
18.32%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
13.56%
EBIT Growth (5y)
15.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.99%
Pledged Shares
0
Institutional Holding
0.04%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.21
EV to EBIT
8.19
EV to EBITDA
7.90
EV to Capital Employed
1.10
EV to Sales
2.47
PEG Ratio
NA
Dividend Yield
73.87%
ROCE (Latest)
13.43%
ROE (Latest)
21.62%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company
OPERATING CASH FLOW(Y)

Highest at MXN 22,172.84 MM

-8What is not working for the Company
NII(Q)

Lowest at MXN 5,402.11 MM

NET SALES(Q)

Lowest at MXN 9,921.3 MM

OPERATING PROFIT(Q)

Lowest at MXN 2,932.52 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 29.56 %

PRE-TAX PROFIT(Q)

Lowest at MXN 2,935.42 MM

NET PROFIT(Q)

Lowest at MXN 2,165.56 MM

EPS(Q)

Lowest at MXN 1.82

Here's what is working for Banco del Bajío SA

Operating Cash Flow
Highest at MXN 22,172.84 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (MXN MM)

Here's what is not working for Banco del Bajío SA

NII
Lowest at MXN 5,402.11 MM
in the last five periods
MOJO Watch
The bank's income from core business is falling

NII (MXN MM)

Net Sales
Lowest at MXN 9,921.3 MM
in the last five periods
MOJO Watch
Near term sales trend is negative

Net Sales (MXN MM)

Operating Profit
Lowest at MXN 2,932.52 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is negative

Operating Profit (MXN MM)

Operating Profit Margin
Lowest at 29.56 %
in the last five periods
MOJO Watch
Company's profit margin has deteriorated

Operating Profit to Sales

Pre-Tax Profit
Lowest at MXN 2,935.42 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (MXN MM)

Net Profit
Lowest at MXN 2,165.56 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is negative

Net Profit (MXN MM)

EPS
Lowest at MXN 1.82
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (MXN)