Why is Banco del Bajío SA ?
1
Flat results in Jun 25
- NII(Q) Lowest at MXN 5,402.11 MM
- NET SALES(Q) Lowest at MXN 9,921.3 MM
- OPERATING PROFIT(Q) Lowest at MXN 2,932.52 MM
2
Underperformed the market in the last 1 year
- The stock has generated a return of 18.11% in the last 1 year, much lower than market (Mexico IPC) returns of 31.40%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Banco del Bajío SA for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Banco del Bajío SA
18.11%
106.44
31.16%
Mexico IPC
31.4%
1.71
18.32%
Quality key factors
Factor
Value
Sales Growth (5y)
13.56%
EBIT Growth (5y)
15.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.99%
Pledged Shares
0
Institutional Holding
0.04%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.21
EV to EBIT
8.19
EV to EBITDA
7.90
EV to Capital Employed
1.10
EV to Sales
2.47
PEG Ratio
NA
Dividend Yield
73.87%
ROCE (Latest)
13.43%
ROE (Latest)
21.62%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Bullish
Technical Movement
5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at MXN 22,172.84 MM
-8What is not working for the Company
NII(Q)
Lowest at MXN 5,402.11 MM
NET SALES(Q)
Lowest at MXN 9,921.3 MM
OPERATING PROFIT(Q)
Lowest at MXN 2,932.52 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 29.56 %
PRE-TAX PROFIT(Q)
Lowest at MXN 2,935.42 MM
NET PROFIT(Q)
Lowest at MXN 2,165.56 MM
EPS(Q)
Lowest at MXN 1.82
Here's what is working for Banco del Bajío SA
Operating Cash Flow
Highest at MXN 22,172.84 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (MXN MM)
Here's what is not working for Banco del Bajío SA
NII
Lowest at MXN 5,402.11 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (MXN MM)
Net Sales
Lowest at MXN 9,921.3 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (MXN MM)
Operating Profit
Lowest at MXN 2,932.52 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (MXN MM)
Operating Profit Margin
Lowest at 29.56 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Pre-Tax Profit
Lowest at MXN 2,935.42 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is negative
Pre-Tax Profit (MXN MM)
Net Profit
Lowest at MXN 2,165.56 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (MXN MM)
EPS
Lowest at MXN 1.82
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (MXN)






