ScoreWhy is Banco del Bajío SA ?
1
Strong Long Term Fundamental Strength with a 15.41% CAGR growth in Net Profits
2
Flat results in Mar 25
- NII(Q) Lowest at MXN 5,520.22 MM
- NET SALES(Q) Lowest at MXN 10,491.98 MM
- NET PROFIT(Q) Lowest at MXN 2,491.1 MM
3
With ROA of 1.82%, it has a fair valuation with a 1.21 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 11.86%, its profits have fallen by -12.7%
- At the current price, the company has a high dividend yield of 73.9
4
Underperformed the market in the last 1 year
- The stock has generated a return of 11.86% in the last 1 year, much lower than market (Mexico IPC) returns of 26.18%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Banco del Bajío SA should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Banco del Bajío SA for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Banco del Bajío SA
8.49%
96.15
30.38%
Mexico IPC
25.36%
1.61
16.27%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
13.56%
EBIT Growth (5y)
15.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
49.99%
Pledged Shares
0
Institutional Holding
0.04%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
1.21
EV to EBIT
8.19
EV to EBITDA
7.90
EV to Capital Employed
1.10
EV to Sales
2.47
PEG Ratio
NA
Dividend Yield
73.87%
ROCE (Latest)
13.43%
ROE (Latest)
21.62%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
OPERATING CASH FLOW(Y)
Highest at MXN 23,341.41 MM
CASH AND EQV(HY)
Highest at MXN 21,250.16 MM
-5What is not working for the Company
NII(Q)
Lowest at MXN 5,520.22 MM
NET SALES(Q)
Lowest at MXN 10,491.98 MM
NET PROFIT(Q)
Lowest at MXN 2,491.1 MM
EPS(Q)
Lowest at MXN 2.09
Here's what is working for Banco del Bajío SA
Operating Cash Flow
Highest at MXN 23,341.41 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (MXN MM)
Cash and Eqv
Highest at MXN 21,250.16 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at MXN 233 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (MXN MM)
Here's what is not working for Banco del Bajío SA
NII
Lowest at MXN 5,520.22 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (MXN MM)
Net Sales
Lowest at MXN 10,491.98 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (MXN MM)
Net Profit
Lowest at MXN 2,491.1 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is negative
Net Profit (MXN MM)
EPS
Lowest at MXN 2.09
in the last five periodsMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (MXN)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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