Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bancorp 34, Inc. should be less than 10%
- Overall Portfolio exposure to Savings Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Savings Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
22.64%
EBIT Growth (5y)
25.91%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0.30%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.12
EV to EBIT
-17.51
EV to EBITDA
-12.56
EV to Capital Employed
0.90
EV to Sales
-1.68
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
-5.15%
ROE (Latest)
6.52%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at USD 1.49 MM
ROCE(HY)
Highest at 0.71%
NET PROFIT(9M)
Higher at USD 6.37 MM
-7What is not working for the Company
ROCE(HY)
Lowest at 0.71%
NET SALES(Q)
Lowest at USD 13.2 MM
NII(Q)
Lowest at USD 7.74 MM
CASH AND EQV(HY)
Lowest at USD 6.8 MM
Here's what is working for Bancorp 34, Inc.
Operating Cash Flow
Highest at USD 1.49 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Net Profit
Higher at USD 6.37 MM
than preceding 12 month period ended Sep 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
Here's what is not working for Bancorp 34, Inc.
Net Sales
Lowest at USD 13.2 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (USD MM)
NII
Lowest at USD 7.74 MM
in the last five periodsMOJO Watch
The bank's income from core business is falling
NII (USD MM)
Cash and Eqv
Lowest at USD 6.8 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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