ScoreWhy is Bank Al-Etihad ?
1
Negative results in Jun 25
- GROSS NPA (%)(Q) Highest at 5.53%
- CREDIT DEPOSIT RATIO(HY) Lowest at 82.65%
2
With ROA of 0.37%, it has a expensive valuation with a 0.96 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 60.00%, its profits have risen by 6.5% ; the PEG ratio of the company is 1.6
- At the current price, the company has a high dividend yield of 4.2
3
Market Beating performance in long term as well as near term
- Along with generating 60.00% returns in the last 1 year, the stock has outperformed Jordan General Index in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank Al-Etihad should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank Al-Etihad for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank Al-Etihad
-100.0%
2.09
26.58%
Jordan General Index
38.12%
4.06
9.39%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.92%
EBIT Growth (5y)
-206.25%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
47.26%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
11
Industry P/E
Price to Book Value
0.96
EV to EBIT
4.97
EV to EBITDA
3.80
EV to Capital Employed
0.95
EV to Sales
0.67
PEG Ratio
1.64
Dividend Yield
4.17%
ROCE (Latest)
19.09%
ROE (Latest)
9.00%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
CASH AND EQV(HY)
Highest at JOD 1,750.05 MM
OPERATING PROFIT MARGIN(Q)
Highest at 18.04 %
-4What is not working for the Company
GROSS NPA (%)
(Q
CREDIT DEPOSIT RATIO(HY)
Lowest at 82.65%
Here's what is working for Bank Al-Etihad
Operating Profit Margin
Highest at 18.04 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Cash and Eqv
Highest at JOD 1,750.05 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Depreciation
Highest at JOD 5.73 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (JOD MM)
Here's what is not working for Bank Al-Etihad
Non Performing Loans (%)
Highest at 5.53% and Grown
In each half year in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
Credit Deposit Ratio
Lowest at 82.65%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
Capital Adequacy Ratio
Lowest at 12.59%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
