ScoreWhy is Bank Albilad ?
1
The company has declared Positive results for the last 5 consecutive quarters
- OPERATING CASH FLOW(Y) Highest at SAR 4,515.17 MM
- NII(Q) Highest at SAR 1,240.09 MM
- NET SALES(Q) Highest at SAR 2,403.26 MM
2
With ROA of 1.44%, it has a very attractive valuation with a 2.00 Price to Book Value
- Over the past year, while the stock has generated a return of -17.78%, its profits have risen by 16.6% ; the PEG ratio of the company is 0.8
- At the current price, the company has a high dividend yield of 1.5
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank Albilad should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank Albilad for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bank Albilad
-19.38%
-0.15
31.02%
Saudi Arabia All Share TASI
-11.13%
-0.71
15.65%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
20.74%
EBIT Growth (5y)
20.06%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
48.89%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
2.00
EV to EBIT
12.50
EV to EBITDA
11.42
EV to Capital Employed
1.95
EV to Sales
4.22
PEG Ratio
0.75
Dividend Yield
1.53%
ROCE (Latest)
15.61%
ROE (Latest)
16.15%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend14What is working for the Company
OPERATING CASH FLOW(Y)
Highest at SAR 4,515.17 MM
NII(Q)
Highest at SAR 1,240.09 MM
NET SALES(Q)
Highest at SAR 2,403.26 MM
DIVIDEND PAYOUT RATIO(Y)
Highest at 101.01%
DIVIDEND PER SHARE(HY)
Highest at SAR 0
OPERATING PROFIT(Q)
Highest at SAR 911.57 MM
PRE-TAX PROFIT(Q)
Highest at SAR 910.49 MM
NET PROFIT(Q)
Highest at SAR 816.71 MM
EPS(Q)
Highest at SAR 0.54
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Bank Albilad
NII
Highest at SAR 1,240.09 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Operating Cash Flow
Highest at SAR 4,515.17 MM and Grown
In each year in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (SAR MM)
Net Sales
Highest at SAR 2,403.26 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (SAR MM)
Operating Profit
Highest at SAR 911.57 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (SAR MM)
Pre-Tax Profit
Highest at SAR 910.49 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (SAR MM)
Net Profit
Highest at SAR 816.71 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (SAR MM)
EPS
Highest at SAR 0.54
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (SAR)
Dividend per share
Highest at SAR 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (SAR)
Dividend Payout Ratio
Highest at 101.01%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Depreciation
Highest at SAR 80.55 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (SAR MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
