ScoreWhy is Bank of Beijing Co., Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.55%
- The bank has been able to generate a Return on Assets (avg) of 0.55% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.97% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of -5.10%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 11.97% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.55% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of -5.10%
4
Flat results in Jun 26
- OPERATING CASH FLOW(Y) Lowest at CNY 19,374 MM
- NET PROFIT(9M) At CNY 14,922 MM has Grown at -26.37%
- NET SALES(Q) Lowest at CNY 28,832 MM
5
With ROA of 0.32%, it has a expensive valuation with a 0.35 Price to Book Value
- Over the past year, while the stock has generated a return of -1.08%, its profits have fallen by -28%
- At the current price, the company has a high dividend yield of 3.5
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Beijing Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Beijing Co., Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bank of Beijing Co., Ltd.
-1.08%
-0.25
17.27%
China Shanghai Composite
3.0%
0.22
14.72%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.40%
EBIT Growth (5y)
0.54%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
35.39%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.35
EV to EBIT
66.08
EV to EBITDA
58.45
EV to Capital Employed
0.90
EV to Sales
13.76
PEG Ratio
NA
Dividend Yield
3.49%
ROCE (Latest)
1.36%
ROE (Latest)
5.59%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bearish
RSI
Bearish
No Signal
Bollinger Bands
Mildly Bullish
Mildly Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend4What is working for the Company
DIVIDEND PER SHARE(HY)
Highest at CNY 0
OPERATING PROFIT(Q)
Highest at CNY 6,402 MM
OPERATING PROFIT MARGIN(Q)
Highest at 22.2 %
PRE-TAX PROFIT(Q)
At CNY 8,889 MM has Grown at 71.28%
-7What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CNY 19,374 MM
NET PROFIT(9M)
At CNY 14,922 MM has Grown at -26.37%
NET SALES(Q)
Lowest at CNY 28,832 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 94.77%
Here's what is working for Bank of Beijing Co., Ltd.
Operating Profit
Highest at CNY 6,402 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (CNY MM)
Operating Profit Margin
Highest at 22.2 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
At CNY 8,889 MM has Grown at 71.28%
over average net sales of the previous four periods of CNY 5,189.75 MMMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (CNY MM)
Dividend per share
Highest at CNY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CNY)
CASA
Highest at 12.97%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Bank of Beijing Co., Ltd.
Net Sales
Lowest at CNY 28,832 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term sales trend is very negative
Net Sales (CNY MM)
Net Profit
At CNY 14,922 MM has Grown at -26.37%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is negative
Net Profit (CNY MM)
Operating Cash Flow
Lowest at CNY 19,374 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CNY MM)
Credit Deposit Ratio
Lowest at 94.77%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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