ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of Botetourt ?
1
High Profitability with a Net Interest Margin of 10.61%
2
Healthy long term growth as Net profit has grown by an annual rate of 18.46%
3
With a growth in Interest of NAN%, the company declared Very Positive results in Dec 25
- The company has declared positive results for the last 4 consecutive quarters
- NII(Q) Highest at USD 8.56 MM
- ROCE(HY) Highest at 1.21%
- DIVIDEND PER SHARE(HY) Highest at USD 0
4
With ROA of 0.99%, it has a very attractive valuation with a 0.94 Price to Book Value
- Over the past year, while the stock has generated a return of 53.82%, its profits have risen by 36%
5
Market Beating Performance
- The stock has generated a return of 53.82% in the last 1 year, much higher than market (S&P 500) returns of 34.89%
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank of Botetourt should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
No Data Found
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
16.43%
EBIT Growth (5y)
7.35%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
17.14%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
8
Industry P/E
Price to Book Value
0.94
EV to EBIT
2.13
EV to EBITDA
2.13
EV to Capital Employed
0.83
EV to Sales
0.60
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
39.12%
ROE (Latest)
11.55%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bullish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NII(Q)
Highest at USD 8.56 MM
ROCE(HY)
Highest at 1.21%
DIVIDEND PER SHARE(HY)
Highest at USD 0
NET SALES(Q)
Highest at USD 12.68 MM
NET PROFIT(9M)
Higher at USD 8.76 MM
-2What is not working for the Company
ROCE(HY)
Lowest at 1.21%
Here's what is working for Bank of Botetourt
NII
Highest at USD 8.56 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at USD 12.68 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (USD MM)
Dividend per share
Highest at USD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)
Net Profit
At USD 8.76 MM has Grown at 43.26%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
Net Profit
Higher at USD 8.76 MM
than preceding 12 month period ended Dec 2025MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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