ScoreWhy is Bank of Changsha Co., Ltd. ?
1
With ROA of 0.43%, it has a very attractive valuation with a 0.49 Price to Book Value
- Over the past year, while the stock has generated a return of 11.42%, its profits have risen by 5.4% ; the PEG ratio of the company is 0.8
- At the current price, the company has a high dividend yield of 4.6
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank of Changsha Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Changsha Co., Ltd. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bank of Changsha Co., Ltd.
11.42%
0.78
20.45%
China Shanghai Composite
14.77%
1.01
14.58%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
8.34%
EBIT Growth (5y)
7.47%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
22.49%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.49
EV to EBIT
41.93
EV to EBITDA
37.93
EV to Capital Employed
0.90
EV to Sales
8.95
PEG Ratio
0.84
Dividend Yield
4.62%
ROCE (Latest)
2.16%
ROE (Latest)
10.72%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
CREDIT DEPOSIT RATIO(HY)
Highest at 80.03%
NET PROFIT(Q)
Highest at CNY 2,173.11 MM
EPS(Q)
Highest at CNY 0.54
-5What is not working for the Company
OPERATING PROFIT(Q)
Lowest at CNY 878.98 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 8.95 %
NET SALES(Q)
Lowest at CNY 9,817.48 MM
Here's what is working for Bank of Changsha Co., Ltd.
Net Profit
Highest at CNY 2,173.11 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (CNY MM)
EPS
Highest at CNY 0.54
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (CNY)
Credit Deposit Ratio
Highest at 80.03%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Here's what is not working for Bank of Changsha Co., Ltd.
Operating Profit
Lowest at CNY 878.98 MM and Fallen
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite negative
Operating Profit (CNY MM)
Operating Profit Margin
Lowest at 8.95 % and Fallen
In each period in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Net Sales
Lowest at CNY 9,817.48 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CNY MM)
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