ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of China Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 13.53% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 6.13%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 13.53% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.77% signifying low profitability per unit of total assets
2
The company has declared negative results in Dec'2023 after 3 consecutive positive quarters
- DPR(Y) Lowest at 0.00 %
- PBDIT(Q) Lowest at HKD 30,957 MM.
- OPERATING PROFIT TO NET SALES (Q) Lowest at 10.54%
3
With ROA of 0.65%, it has a Expensive valuation with a 0.13 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 15.71%, its profits have risen by 1.4% ; the PEG ratio of the company is 1
4
Underperformed the market in the last 1 year
- The stock has generated a return of 15.71% in the last 1 year, much lower than market (Hang Seng Hong Kong) returns of 26.67%
Real-Time Research ReportHow much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Bank of China Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bank of China Ltd.
13.62%
0.80
20.67%
Hang Seng Hong Kong
27.36%
1.03
25.88%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.60%
EBIT Growth (5y)
4.86%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.04%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
1
Industry P/E
Price to Book Value
0.13
EV to EBIT
15.45
EV to EBITDA
13.94
EV to Capital Employed
0.65
EV to Sales
3.91
PEG Ratio
0.97
Dividend Yield
3.07%
ROCE (Latest)
4.23%
ROE (Latest)
9.37%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend
Not enough Data to analyse Financial Trend
Not enough Data to analyse Financial Trend
Here's what is working for Bank of China Ltd.
Interest Earned - Quarterly
Highest at HKD 293,861 MM and Grown
in each of the last 5 periodsMOJO Watch
Near term sales trend is very positive
Interest Earned (HKD MM)
Interest Earned - Quarterly
At HKD 293,861 MM has Grown at 4.5 %
over average Interest Earned of the previous four periods of HKD 281,293 MMMOJO Watch
Near term sales trend is very positive
Interest Earned (HKD MM)
Operating Cash Flow - Annually
Highest at HKD 519,757.91 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (HKD MM)
CAR - Quarterly
Highest at 17.74 %
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Bank of China Ltd.
Operating Profit (PBDIT) - Quarterly
Lowest at HKD 30,957 MM.
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (HKD MM)
Operating Profit Margin - Quarterly
Lowest at 10.54%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales (HKD MM)
Profit Before Tax less Other Income (PBT) - Quarterly
Lowest at HKD 30,957 MM.
in the last five periodsMOJO Watch
Near term PBT trend is negative
PBT less Other Income (HKD MM)
Profit Before Tax less Other Income (PBT) - Quarterly
At HKD 30,957 MM has Fallen at -11.2 %
over average PBT of the previous four periods of HKD 34,849 MMMOJO Watch
Near term PBT trend is negative
PBT less Other Income (HKD MM)
Dividend Payout Ratio (DPR) - Annually
Lowest at 0.00 %
in the last five yearsMOJO Watch
Company is distributing lower proportion of profits generated as dividend
DPR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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