Bank of Communications Co., Ltd. () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Dah Sing Financial Holdings Ltd.

Dah Sing Banking Group Ltd.

China Merchants Bank Co., Ltd.

Bank of Qingdao Co., Ltd.

Dongguan Rural Commercial Bank Co., Ltd.

Hang Seng Bank Ltd.

Chongqing Rural Commercial Bank Co., Ltd.

China Construction Bank Corp.

Bank of Communications Co., Ltd.

Guangzhou Rural Commercial Bank Co. Ltd.

China Minsheng Banking Corp., Ltd.

Why is Bank of Communications Co., Ltd. ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.32% signifying inadequate buffers against its risk based assets

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.32% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.72% signifying low profitability per unit of total assets

With ROA of 0.62%, it has a Very Expensive valuation with a 0.21 Price to Book Value

The stock is trading at a fair value compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of 19.26%, its profits have fallen by -1.1%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Bank of Communications Co., Ltd. for you?

Low Risk, Low Return

Absolute

Risk Adjusted

Volatility

Bank of Communications Co., Ltd.

19.26%

0.97

19.54%

Hang Seng Hong Kong

27.36%

1.06

25.88%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

2.15%

EBIT Growth (5y)

0.98%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

32.61%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.21

EV to EBIT

30.91

EV to EBITDA

25.05

EV to Capital Employed

0.76

EV to Sales

5.81

PEG Ratio

Dividend Yield

ROCE (Latest)

2.46%

ROE (Latest)

9.12%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bearish (Daily)

KST

Bullish

Mildly Bearish

Dow Theory

Mildly Bearish

No Trend

OBV

Mildly Bearish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

Not enough Data to analyse Financial Trend

Here's what is working for Bank of Communications Co., Ltd.

Profit Before Tax less Other Income (PBT) - Quarterly

At HKD 6,670 MM has Grown at 18510.5 %

over average PBT of the previous four periods of HKD 36 MM

MOJO Watch

Near term PBT trend is very positive

PBT less Other Income (HKD MM)

Gross NPA - Quarterly

Lowest at 0.00 %

in the last five periods

MOJO Watch

Proportion of stressed loans given by the bank are falling

Gross NPA (%)

Interest Earned - Nine Monthly

At HKD 380,023.30 MM has Grown at 4.43 %

Year on Year (YoY)

MOJO Watch

Near term sales trend is positive

Interest Earned (HKD MM)

Operating Profit (PBDIT) - Quarterly

Highest at HKD 6,670 MM.

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (HKD MM)

Operating Profit Margin - Quarterly

Highest at 5.38%

in the last five quarters

MOJO Watch

Company's efficiency has improved

Operating Profit to Sales (HKD MM)

Profit Before Tax less Other Income (PBT) - Quarterly

Highest at HKD 6,670 MM.

in the last five periods

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (HKD MM)

Cash and Cash Equivalents - Half Yearly

Highest at HKD 988,727.01 MM

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents (HKD MM)

CAR - Quarterly

Highest at 15.27 %

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Bank of Communications Co., Ltd.

Profit After Tax (PAT) - Half-Yearly

At HKD 50,437.16 MM has Grown at -6.14 %

Year on Year (YoY)

MOJO Watch

Near term PAT trend is very negative

PAT (HKD MM)

Operating Cash Flow - Annually

Lowest at HKD 207,488.79 MM

in the last three years

MOJO Watch

The company's cash revenues from business operations are falling

Operating Cash Flows (HKD MM)

Earnings per Share (EPS) - Quarterly

Lowest at HKD 0.00

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (HKD)