ScoreWhy is Bank of Guiyang Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.33% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -2.37%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.33% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.70% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at -2.37%
3
The company has declared Negative results for the last 4 consecutive quarters
- NET SALES(HY) At CNY 11,912.26 MM has Grown at -12.13%
- CASH AND EQV(HY) Lowest at CNY 58,954.06 MM
4
With ROA of 0.45%, it has a fair valuation with a 0.32 Price to Book Value
- Over the past year, while the stock has generated a return of 0.87%, its profits have fallen by -7.2%
- At the current price, the company has a high dividend yield of 5
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank of Guiyang Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Guiyang Co., Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bank of Guiyang Co., Ltd.
-13.67%
0.10
17.28%
China Shanghai Composite
21.43%
1.58
14.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-3.45%
EBIT Growth (5y)
0.75%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
21.84%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.30
EV to EBIT
37.97
EV to EBITDA
34.95
EV to Capital Employed
0.81
EV to Sales
8.82
PEG Ratio
0.47
Dividend Yield
NA
ROCE (Latest)
2.13%
ROE (Latest)
7.71%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend5What is working for the Company
NII(Q)
Highest at CNY 2,768.66 MM
OPERATING PROFIT(Q)
Highest at CNY 1,236.2 MM
OPERATING PROFIT MARGIN(Q)
Highest at 21.14 %
EPS(Q)
Highest at CNY 0.4
-3What is not working for the Company
CASH AND EQV(HY)
Lowest at CNY 64,116.92 MM
CREDIT DEPOSIT RATIO(HY)
Lowest at 85.01%
NET SALES(Q)
Lowest at CNY 5,848.16 MM
Here's what is working for Bank of Guiyang Co., Ltd.
NII
Highest at CNY 2,768.66 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (CNY MM)
Operating Profit
Highest at CNY 1,236.2 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (CNY MM)
Operating Profit Margin
Highest at 21.14 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
EPS
Highest at CNY 0.4
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (CNY)
Here's what is not working for Bank of Guiyang Co., Ltd.
Net Sales
Lowest at CNY 5,848.16 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CNY MM)
Cash and Eqv
Lowest at CNY 64,116.92 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Credit Deposit Ratio
Lowest at 85.01%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets
Credit Deposit Ratio (%)
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