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Bank of Guiyang Co., Ltd.

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: CNE100002FX2
  • SHG: 601997
CNY
5.54
-0.02 (-0.36%)

Sep 22

SHG

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Bank of Guiyang Co., Ltd.

Why is Bank of Guiyang Co., Ltd. ?

1
Poor Management Efficiency with a low ROA of 0.70%
  • The bank has been able to generate a Return on Assets (avg) of 0.70% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.33% signifying inadequate buffers against its risk based assets
  • Poor long term growth as Net profit has grown by an annual rate of -1.77%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 12.33% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.70% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of -1.77%
4
Flat results in Jun 26
  • CREDIT DEPOSIT RATIO(HY) Lowest at 84.17%
  • CASH AND EQV(HY) Lowest at CNY 63,342.32 MM
  • PRE-TAX PROFIT(Q) Lowest at CNY 969.33 MM
5
With ROA of 0.60%, it has a very attractive valuation with a 0.27 Price to Book Value
  • Over the past year, while the stock has generated a return of -4.65%, its profits have risen by 8.3% ; the PEG ratio of the company is 0.4
  • At the current price, the company has a high dividend yield of 5.7
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Bank of Guiyang Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Guiyang Co., Ltd. for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Bank of Guiyang Co., Ltd.
-4.65%
-0.13
19.79%
China Shanghai Composite
3.0%
0.22
14.72%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
-3.45%
EBIT Growth (5y)
0.75%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
21.84%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.27
EV to EBIT
37.61
EV to EBITDA
34.62
EV to Capital Employed
0.80
EV to Sales
8.74
PEG Ratio
0.42
Dividend Yield
5.73%
ROCE (Latest)
2.13%
ROE (Latest)
7.71%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company
OPERATING CASH FLOW(Y)

Highest at CNY 12,443.2 MM

NII(Q)

Highest at CNY 2,833.66 MM

-8What is not working for the Company
CREDIT DEPOSIT RATIO(HY)

Lowest at 84.17%

CASH AND EQV(HY)

Lowest at CNY 63,342.32 MM

PRE-TAX PROFIT(Q)

Lowest at CNY 969.33 MM

NET PROFIT(Q)

Lowest at CNY 908.79 MM

EPS(Q)

Lowest at CNY 0.24

Here's what is working for Bank of Guiyang Co., Ltd.

Operating Cash Flow
Highest at CNY 12,443.2 MM and Grown
In each year in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (CNY MM)

NII
Highest at CNY 2,833.66 MM
in the last five periods
MOJO Watch
The bank's income from core business is increasing

NII (CNY MM)

Here's what is not working for Bank of Guiyang Co., Ltd.

Credit Deposit Ratio
Lowest at 84.17% and Fallen
In each half year in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Pre-Tax Profit
Lowest at CNY 969.33 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CNY MM)

Pre-Tax Profit
At CNY 969.33 MM has Fallen at -34.49%
over average net sales of the previous four periods of CNY 1,479.68 MM
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CNY MM)

Net Profit
Lowest at CNY 908.79 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is negative

Net Profit (CNY MM)

Net Profit
At CNY 908.79 MM has Fallen at -33.63%
over average net sales of the previous four periods of CNY 1,369.31 MM
MOJO Watch
Near term Net Profit trend is negative

Net Profit (CNY MM)

EPS
Lowest at CNY 0.24
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (CNY)

Cash and Eqv
Lowest at CNY 63,342.32 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents

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