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Bank of Hangzhou Co., Ltd.

  • Market Cap: Large Cap
  • Industry: Major Banks
  • ISIN: CNE100002GQ4
CNY
16.67
0.24 (1.46%)

Mar 25

SHG

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Bank of Hangzhou Co., Ltd.

Why is Bank of Hangzhou Co., Ltd. ?

1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.29% signifying inadequate buffers against its risk based assets
  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 21.30%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.29% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.54% signifying low profitability per unit of total assets
2
Negative results in Dec 25
  • NET SALES(HY) At CNY 15,751.53 MM has Grown at -50.16%
  • DIVIDEND PAYOUT RATIO(Y) Lowest at 0%
  • CASH AND EQV(HY) Lowest at CNY 102,703.13 MM
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Bank of Hangzhou Co., Ltd. for you?

Low Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Bank of Hangzhou Co., Ltd.
13.17%
1.26
19.66%
China Shanghai Composite
15.17%
1.58
14.20%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
1.99%
EBIT Growth (5y)
24.60%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.79
EV to EBIT
36.32
EV to EBITDA
34.31
EV to Capital Employed
0.96
EV to Sales
11.18
PEG Ratio
NA
Dividend Yield
3.58%
ROCE (Latest)
2.64%
ROE (Latest)
12.89%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

3What is working for the Company
NII(Q)

Highest at CNY 7,500.65 MM

-17What is not working for the Company
NET SALES(HY)

At CNY 15,751.53 MM has Grown at -50.16%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

CASH AND EQV(HY)

Lowest at CNY 102,703.13 MM

DIVIDEND PER SHARE(HY)

Lowest at CNY 0

CREDIT DEPOSIT RATIO(HY)

Lowest at 74.41%

PRE-TAX PROFIT(Q)

Lowest at CNY 0 MM

EPS(Q)

Lowest at CNY 0

Here's what is working for Bank of Hangzhou Co., Ltd.

NII
Highest at CNY 7,500.65 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Here's what is not working for Bank of Hangzhou Co., Ltd.

Net Sales
At CNY 15,751.53 MM has Grown at -50.16%
Year on Year (YoY)
MOJO Watch
Near term sales trend is very negative

Net Sales (CNY MM)

Pre-Tax Profit
At CNY 0 MM has Fallen at -100%
over average net sales of the previous four periods of CNY 5,218.54 MM
MOJO Watch
Near term Pre-Tax Profit trend is very negative

Pre-Tax Profit (CNY MM)

Pre-Tax Profit
Lowest at CNY 0 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CNY MM)

EPS
Lowest at CNY 0
in the last five periods
MOJO Watch
Declining profitability; company has created lower earnings for shareholders

EPS (CNY)

Cash and Eqv
Lowest at CNY 102,703.13 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend per share
Lowest at CNY 0
in the last five years
MOJO Watch
Company is distributing lower dividend than previous years

DPS (CNY)

Credit Deposit Ratio
Lowest at 74.41%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

Dividend Payout Ratio
Lowest at 0%
in the last five years
MOJO Watch
Company is distributing lower proportion of profits generated as dividend

DPR (%)

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