ScoreWhy is Bank of Hangzhou Co., Ltd. ?
1
With ROA of 0.62%, it has a expensive valuation with a 0.77 Price to Book Value
- Over the past year, while the stock has generated a return of 13.41%, its profits have risen by 9%
- At the current price, the company has a high dividend yield of 5.5
2
Market Beating performance in long term as well as near term
- Along with generating 13.41% returns in the last 1 year, the stock has outperformed China Shanghai Composite in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Bank of Hangzhou Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Hangzhou Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Hangzhou Co., Ltd.
12.61%
1.53
19.15%
China Shanghai Composite
3.0%
0.22
14.72%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
7.66%
EBIT Growth (5y)
18.18%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
24.80%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.77
EV to EBIT
34.56
EV to EBITDA
33.17
EV to Capital Employed
0.96
EV to Sales
11.25
PEG Ratio
NA
Dividend Yield
5.55%
ROCE (Latest)
2.77%
ROE (Latest)
13.69%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
No Trend
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
DIVIDEND PAYOUT RATIO(Y)
Highest at 56.1%
CASH AND EQV(HY)
Highest at CNY 242,820.07 MM
DIVIDEND PER SHARE(HY)
Highest at CNY 0
CREDIT DEPOSIT RATIO(HY)
Highest at 86.12%
OPERATING PROFIT(Q)
Highest at CNY 6,477.08 MM
OPERATING PROFIT MARGIN(Q)
Highest at 40.62 %
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CNY -33,060.3 MM
Here's what is working for Bank of Hangzhou Co., Ltd.
Operating Profit
Highest at CNY 6,477.08 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (CNY MM)
Operating Profit Margin
Highest at 40.62 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Cash and Eqv
Highest at CNY 242,820.07 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Dividend per share
Highest at CNY 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CNY)
Credit Deposit Ratio
Highest at 86.12%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Dividend Payout Ratio
Highest at 56.1%
in the last five yearsMOJO Watch
Company is distributing higher proportion of profits generated as dividend
DPR (%)
Here's what is not working for Bank of Hangzhou Co., Ltd.
Operating Cash Flow
Lowest at CNY -33,060.3 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CNY MM)
Capital Adequacy Ratio
Lowest at 11.51%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
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