ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of Hawaii Corp. ?
1
Weak Long Term Fundamental Strength with a -1.42% CAGR growth in Net Profits
- A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans
2
Positive results in Jun 25
- NII(Q) Highest at USD 129.68 MM
- OPERATING PROFIT(Q) Highest at USD 61.59 MM
- OPERATING PROFIT MARGIN(Q) Highest at 28.18 %
3
With ROA of 0.47%, it has a very expensive valuation with a 2.28 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -7.71%, its profits have fallen by -2%
4
Consistent Underperformance against the benchmark over the last 3 years
- Along with generating -7.71% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Hawaii Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Hawaii Corp. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Hawaii Corp.
15.22%
0.95
26.55%
S&P 500
22.99%
0.70
20.15%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
10.19%
EBIT Growth (5y)
3.45%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
60.50%
Pledged Shares
0
Institutional Holding
88.03%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
Price to Book Value
2.27
EV to EBIT
15.03
EV to EBITDA
13.29
EV to Capital Employed
3.10
EV to Sales
3.92
PEG Ratio
0.55
Dividend Yield
2.64%
ROCE (Latest)
20.63%
ROE (Latest)
11.12%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend12What is working for the Company
NII(Q)
Highest at USD 150.99 MM
OPERATING CASH FLOW(Y)
Highest at USD 237.72 MM
ROCE(HY)
Highest at 0.92%
GROSS NPA (%)
(Q
NET PROFIT(9M)
Higher at USD 171.71 MM
CREDIT DEPOSIT RATIO(HY)
Highest at 67.72%
-2What is not working for the Company
ROCE(HY)
Lowest at 0.92%
Here's what is working for Bank of Hawaii Corp.
NII
Highest at USD 150.99 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Non Performing Loans (%)
Lowest at 0.08%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
Operating Cash Flow
Highest at USD 237.72 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (USD MM)
Credit Deposit Ratio
Highest at 67.72%
in the last four Semi-Annual periodsMOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets
Credit Deposit Ratio (%)
Net Profit
Higher at USD 171.71 MM
than preceding 12 month period ended Mar 2026MOJO Watch
In the nine month period the company has already crossed sales of the previous twelve months
Net Profit (USD MM)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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