Bank of Hawaii Corp. (BOH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Atlantic Union Bankshares Corp.

First BanCorp (Puerto Rico)

First Hawaiian, Inc.

Pacific Premier Bancorp, Inc.

Eastern Bankshares, Inc.

EVERTEC, Inc.

Cathay General Bancorp

Bank of Hawaii Corp.

Independent Bank Corp. (Massachusetts)

CVB Financial Corp.

First Interstate BancSystem, Inc.

Why is Bank of Hawaii Corp. ?

Weak Long Term Fundamental Strength with a -1.42% CAGR growth in Net Profits

A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans

Positive results in Jun 25

NII(Q) Highest at USD 129.68 MM
OPERATING PROFIT(Q) Highest at USD 61.59 MM
OPERATING PROFIT MARGIN(Q) Highest at 28.18 %

With ROA of 0.47%, it has a very expensive valuation with a 2.28 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -14.59%, its profits have fallen by -2%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -14.59% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Bank of Hawaii Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Hawaii Corp. for you?

Low Risk, Medium Return

Absolute

Risk Adjusted

Volatility

Bank of Hawaii Corp.

-14.59%

0.76

26.38%

S&P 500

13.22%

0.65

20.20%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

8.62%

EBIT Growth (5y)

-2.11%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

80.93%

Pledged Shares

Institutional Holding

87.30%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.28

EV to EBIT

18.01

EV to EBITDA

15.31

EV to Capital Employed

3.23

EV to Sales

3.63

PEG Ratio

Dividend Yield

215.61%

ROCE (Latest)

17.96%

ROE (Latest)

9.24%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bullish

Sideways

Moving Averages

Mildly Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

Mildly Bearish

OBV

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

12What is working for the Company

NII(Q)

Highest at USD 129.68 MM

OPERATING PROFIT(Q)

Highest at USD 61.59 MM

OPERATING PROFIT MARGIN(Q)

Highest at 28.18 %

CASH AND EQV(HY)

Highest at USD 1,703.88 MM

PRE-TAX PROFIT(Q)

Highest at USD 60.45 MM

NET PROFIT(Q)

Highest at USD 47.64 MM

EPS(Q)

Highest at USD 1.06

-2What is not working for the Company

GROSS NPA (%)

Here's what is working for Bank of Hawaii Corp.

NII

Highest at USD 129.68 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Operating Profit

Highest at USD 61.59 MM and Grown

In each period in the last five periods

MOJO Watch

Near term Operating Profit trend is quite positive

Operating Profit (USD MM)

Operating Profit Margin

Highest at 28.18 % and Grown

In each period in the last five periods

MOJO Watch

Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit

Highest at USD 60.45 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 47.64 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.06

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Cash and Eqv

Highest at USD 1,703.88 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

CASA

Highest at 14.17%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Bank of Hawaii Corp.

Non Performing Loans (%)

Highest at 0.13%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)