Bank of Hawaii Corp. (BOH) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Atlantic Union Bankshares Corp.

Eastern Bankshares, Inc.

Independent Bank Corp. (Massachusetts)

First BanCorp (Puerto Rico)

Cathay General Bancorp

Pacific Premier Bancorp, Inc.

CVB Financial Corp.

First Hawaiian, Inc.

Bank of Hawaii Corp.

First Interstate BancSystem, Inc.

EVERTEC, Inc.

Why is Bank of Hawaii Corp. ?

Weak Long Term Fundamental Strength with a -1.42% CAGR growth in Net Profits

A low provision coverage ratio signifies the bank has not recognized and created adeqaute reserves to cover its non perfoming loans

Positive results in Jun 25

NII(Q) Highest at USD 129.68 MM
OPERATING PROFIT(Q) Highest at USD 61.59 MM
OPERATING PROFIT MARGIN(Q) Highest at 28.18 %

With ROA of 0.47%, it has a very expensive valuation with a 2.28 Price to Book Value

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -7.71%, its profits have fallen by -2%

Consistent Underperformance against the benchmark over the last 3 years

Along with generating -7.71% returns in the last 1 year, the stock has also underperformed S&P 500 in each of the last 3 annual periods

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to Bank of Hawaii Corp. should be less than 10%
Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Hawaii Corp. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Bank of Hawaii Corp.

9.8%

0.95

26.55%

S&P 500

15.36%

0.70

20.15%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

10.19%

EBIT Growth (5y)

3.45%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

60.50%

Pledged Shares

Institutional Holding

88.03%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

2.27

EV to EBIT

15.03

EV to EBITDA

13.29

EV to Capital Employed

3.10

EV to Sales

3.92

PEG Ratio

0.55

Dividend Yield

2.64%

ROCE (Latest)

20.63%

ROE (Latest)

11.12%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Mildly Bearish

Dow Theory

No Trend

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company

NII(Q)

Highest at USD 153.6 MM

ROCE(HY)

Highest at 0.99%

CREDIT DEPOSIT RATIO(HY)

Highest at 68.38%

PRE-TAX PROFIT(Q)

Highest at USD 82.12 MM

NET PROFIT(Q)

Highest at USD 63.8 MM

EPS(Q)

Highest at USD 1.47

-3What is not working for the Company

ROCE(HY)

Lowest at 0.99%

DIVIDEND PAYOUT RATIO(Y)

Lowest at 47.52%

Here's what is working for Bank of Hawaii Corp.

NII

Highest at USD 153.6 MM and Grown

In each period in the last five periods

MOJO Watch

The bank's income from core business is increasing

Net NPA

Pre-Tax Profit

Highest at USD 82.12 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (USD MM)

Net Profit

Highest at USD 63.8 MM

in the last five periods

MOJO Watch

Near term Net Profit trend is positive

Net Profit (USD MM)

EPS

Highest at USD 1.47

in the last five periods

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (USD)

Credit Deposit Ratio

Highest at 68.38%

in the last four Semi-Annual periods

MOJO Watch

Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

Here's what is not working for Bank of Hawaii Corp.

Dividend Payout Ratio

Lowest at 47.52%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)