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Bank of Jiangsu Co., Ltd.

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: CNE100002G76
  • SHG: 600919
CNY
12.09
-0.04 (-0.33%)

Sep 22

SHG

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Bank of Jiangsu Co., Ltd.

Why is Bank of Jiangsu Co., Ltd. ?

1
Poor Management Efficiency with a low ROA of 0.73%
  • The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.72% signifying inadequate buffers against its risk based assets
  • Poor long term growth as Net profit has grown by an annual rate of 17.10%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.72% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 17.10%
4
Positive results in Jun 26
  • NII(Q) Highest at CNY 19,090.22 MM
  • CASH AND EQV(HY) Highest at CNY 436,789.94 MM
  • NET SALES(Q) Highest at CNY 38,563 MM
5
With ROA of 0.61%, it has a fair valuation with a 0.72 Price to Book Value
  • Over the past year, while the stock has generated a return of 19.47%, its profits have risen by 8.4% ; the PEG ratio of the company is 0.7
  • At the current price, the company has a high dividend yield of 4.9
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Bank of Jiangsu Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Jiangsu Co., Ltd. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
Bank of Jiangsu Co., Ltd.
19.47%
2.71
19.42%
China Shanghai Composite
3.0%
0.22
14.72%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
8.59%
EBIT Growth (5y)
14.39%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
32.11%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.72
EV to EBIT
51.30
EV to EBITDA
49.77
EV to Capital Employed
0.96
EV to Sales
14.63
PEG Ratio
0.69
Dividend Yield
4.92%
ROCE (Latest)
1.88%
ROE (Latest)
12.42%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

7What is working for the Company
NII(Q)

Highest at CNY 19,090.22 MM

CASH AND EQV(HY)

Highest at CNY 436,789.94 MM

NET SALES(Q)

Highest at CNY 38,563 MM

NET PROFIT(Q)

Highest at CNY 11,293.59 MM

EPS(Q)

Highest at CNY 0.62

-3What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at CNY 99,446.78 MM

CREDIT DEPOSIT RATIO(HY)

Lowest at 100.54%

Here's what is working for Bank of Jiangsu Co., Ltd.

NII
Highest at CNY 19,090.22 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Net Sales
Highest at CNY 38,563 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (CNY MM)

Net Profit
Highest at CNY 11,293.59 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (CNY MM)

EPS
Highest at CNY 0.62
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (CNY)

Cash and Eqv
Highest at CNY 436,789.94 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Bank of Jiangsu Co., Ltd.

Operating Cash Flow
Lowest at CNY 99,446.78 MM
in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (CNY MM)

Credit Deposit Ratio
Lowest at 100.54%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately lower loans against its deposits, thereby creating fewer revenue generating assets

Credit Deposit Ratio (%)

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