Why is Bank of Jiangsu Co., Ltd. ?
1
- OPERATING CASH FLOW(Y) Highest at CNY 66,737.79 MM
- GROSS NPA (%)(Q) Lowest at 0.79%
- NII(Q) Highest at CNY 16,592.18 MM
2
With ROA of 0.46%, it has a attractive valuation with a 0.70 Price to Book Value
- Over the past year, while the stock has generated a return of 20.22%, its profits have risen by 9.5%
- At the current price, the company has a high dividend yield of 4.7
How much should you buy?
- Overall Portfolio exposure to Bank of Jiangsu Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Jiangsu Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Jiangsu Co., Ltd.
20.22%
1.71
20.55%
China Shanghai Composite
14.77%
1.01
14.58%
Quality key factors
Factor
Value
Sales Growth (5y)
9.40%
EBIT Growth (5y)
13.29%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.52%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.70
EV to EBIT
46.58
EV to EBITDA
44.73
EV to Capital Employed
0.96
EV to Sales
13.24
PEG Ratio
NA
Dividend Yield
4.70%
ROCE (Latest)
2.05%
ROE (Latest)
12.38%
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
Bearish
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bullish
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
10What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CNY 66,737.79 MM
GROSS NPA (%)
(Q
NII(Q)
Highest at CNY 16,592.18 MM
CASH AND EQV(HY)
Highest at CNY 318,421.04 MM
NET SALES(Q)
Highest at CNY 34,601.84 MM
NET PROFIT(Q)
Highest at CNY 9,780 MM
EPS(Q)
Highest at CNY 0.53
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Here's what is working for Bank of Jiangsu Co., Ltd.
Non Performing Loans (%)
Lowest at 0.79%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
NII
Highest at CNY 16,592.18 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (CNY MM)
Operating Cash Flow
Highest at CNY 66,737.79 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CNY MM)
Net Sales
Highest at CNY 34,601.84 MM
in the last five periodsMOJO Watch
Near term sales trend is positive
Net Sales (CNY MM)
Net Profit
Highest at CNY 9,780 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (CNY MM)
EPS
Highest at CNY 0.53
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (CNY)
Cash and Eqv
Highest at CNY 318,421.04 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Bank of Jiangsu Co., Ltd.
Capital Adequacy Ratio
Lowest at 10.77%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)






