ScoreWhy is Bank of Montreal ?
1
Healthy long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 13.13%
2
With ROA of 0.39%, it has a very attractive valuation with a 1.50 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 49.59%, its profits have risen by 31.6% ; the PEG ratio of the company is 0.5
3
High Institutional Holdings at 48.97%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
- Their stake has increased by 0.54% over the previous quarter.
4
Market Beating Performance
- The stock has generated a return of 49.59% in the last 1 year, much higher than market (S&P/TSX 60) returns of 22.54%
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Montreal should be less than 10%
- Overall Portfolio exposure to Major Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Major Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Montreal for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Montreal
31.52%
7.90
17.99%
S&P/TSX 60
23.72%
1.54
14.62%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
23.21%
EBIT Growth (5y)
8.36%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
56.20%
Pledged Shares
0
Institutional Holding
50.26%
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
15
Industry P/E
Price to Book Value
1.58
EV to EBIT
17.66
EV to EBITDA
14.36
EV to Capital Employed
1.42
EV to Sales
2.69
PEG Ratio
1.04
Dividend Yield
0.04%
ROCE (Latest)
8.06%
ROE (Latest)
10.58%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bearish
Bullish
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend6What is working for the Company
OPERATING CASH FLOW(Y)
Highest at CAD 39,386 MM
ROCE(HY)
Highest at 0.6%
DIVIDEND PER SHARE(HY)
Highest at CAD 0
-4What is not working for the Company
ROCE(HY)
Lowest at 0.6%
CASH AND EQV(HY)
Lowest at CAD 126,071 MM
NET SALES(Q)
Lowest at CAD 15,518 MM
Here's what is working for Bank of Montreal
Dividend per share
Highest at CAD 0 and Grown
In each year in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (CAD)
Operating Cash Flow
Highest at CAD 39,386 MM
in the last three yearsMOJO Watch
The company has generated higher cash revenues from business operations
Operating Cash Flows (CAD MM)
Depreciation
Highest at CAD 555 MM
in the last five periodsMOJO Watch
The expenditure on assets done by the company may have gone into operation
Depreciation (CAD MM)
Here's what is not working for Bank of Montreal
Net Sales
Lowest at CAD 15,518 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CAD MM)
Cash and Eqv
Lowest at CAD 126,071 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
Capital Adequacy Ratio
Lowest at 15%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is deteriorating.
CAR (%)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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