Bank of Nanjing Co., Ltd.

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: CNE100000627
CNY
11.15
0.28 (2.58%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Bank of Nanjing Co., Ltd.

Why is Bank of Nanjing Co., Ltd. ?

1
Positive results in Sep 25
  • NII(Q) Highest at CNY 9,560.98 MM
  • NET SALES(Q) Highest at CNY 22,715.65 MM
  • DIVIDEND PAYOUT RATIO(Y) Highest at 70.29%
2
With ROA of 0.49%, it has a fair valuation with a 0.75 Price to Book Value
  • Over the past year, while the stock has generated a return of 12.57%, its profits have risen by 9% ; the PEG ratio of the company is 0.8
  • At the current price, the company has a high dividend yield of 4.1
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Bank of Nanjing Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Nanjing Co., Ltd. for you?

Low Risk, Low Return

Absolute
Risk Adjusted
Volatility
Bank of Nanjing Co., Ltd.
8.04%
0.63
19.57%
China Shanghai Composite
15.17%
1.58
14.20%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
7.50%
EBIT Growth (5y)
8.20%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
29.86%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.75
EV to EBIT
46.12
EV to EBITDA
42.98
EV to Capital Employed
0.95
EV to Sales
12.44
PEG Ratio
0.76
Dividend Yield
4.05%
ROCE (Latest)
2.07%
ROE (Latest)
10.82%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Sideways
Moving Averages
Mildly Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bullish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
NII(Q)

Highest at CNY 9,560.98 MM

NET SALES(Q)

Highest at CNY 22,715.65 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 70.29%

CASH AND EQV(HY)

Highest at CNY 242,068.31 MM

DIVIDEND PER SHARE(HY)

Highest at CNY 0

-4What is not working for the Company
OPERATING CASH FLOW(Y)

Lowest at CNY -195,096.57 MM

OPERATING PROFIT MARGIN(Q)

Lowest at 5.76 %

Here's what is working for Bank of Nanjing Co., Ltd.

NII
Highest at CNY 9,560.98 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Net Sales
Highest at CNY 22,715.65 MM and Grown
In each period in the last five periods
MOJO Watch
Near term sales trend is very positive

Net Sales (CNY MM)

Cash and Eqv
Highest at CNY 242,068.31 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share
Highest at CNY 0
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (CNY)

Dividend Payout Ratio
Highest at 70.29%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for Bank of Nanjing Co., Ltd.

Operating Cash Flow
Lowest at CNY -195,096.57 MM and Fallen
In each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (CNY MM)

Operating Profit Margin
Lowest at 5.76 %
in the last five periods
MOJO Watch
Company's profit margin has deteriorated

Operating Profit to Sales