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Bank of Nanjing Co., Ltd.

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: CNE100000627
  • SHG: 601009
CNY
11.73
-0.04 (-0.34%)

Sep 23

SHG

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Bank of Nanjing Co., Ltd.

Why is Bank of Nanjing Co., Ltd. ?

1
Poor Management Efficiency with a low ROA of 0.60%
  • The bank has been able to generate a Return on Assets (avg) of 0.60% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.92% signifying inadequate buffers against its risk based assets
  • Poor long term growth as Net profit has grown by an annual rate of 10.70%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.92% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.60% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 10.70%
4
Positive results in Jun 26
  • NII(Q) Highest at CNY 11,125.74 MM
  • OPERATING CASH FLOW(Y) Highest at CNY 206,667.05 MM
  • CREDIT DEPOSIT RATIO(HY) Highest at 90.08%
5
With ROA of 0.59%, it has a fair valuation with a 0.66 Price to Book Value
  • Over the past year, while the stock has generated a return of 12.52%, its profits have risen by 8%
  • At the current price, the company has a high dividend yield of 4.3
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Bank of Nanjing Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Nanjing Co., Ltd. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
Bank of Nanjing Co., Ltd.
7.03%
0.77
21.11%
China Shanghai Composite
3.0%
0.22
14.72%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
8.20%
EBIT Growth (5y)
9.10%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.04%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
6
Industry P/E
Price to Book Value
0.66
EV to EBIT
45.82
EV to EBITDA
42.90
EV to Capital Employed
0.94
EV to Sales
12.43
PEG Ratio
NA
Dividend Yield
4.32%
ROCE (Latest)
2.06%
ROE (Latest)
11.29%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
NII(Q)

Highest at CNY 11,125.74 MM

OPERATING CASH FLOW(Y)

Highest at CNY 206,667.05 MM

CREDIT DEPOSIT RATIO(HY)

Highest at 90.08%

OPERATING PROFIT(Q)

Highest at CNY 6,157.43 MM

OPERATING PROFIT MARGIN(Q)

Highest at 26.45 %

PRE-TAX PROFIT(Q)

Highest at CNY 8,122.3 MM

NET PROFIT(Q)

Highest at CNY 7,050.2 MM

EPS(Q)

Highest at CNY 0.57

0What is not working for the Company
NO KEY NEGATIVE TRIGGERS

Here's what is working for Bank of Nanjing Co., Ltd.

NII
Highest at CNY 11,125.74 MM and Grown
In each period in the last five periods
MOJO Watch
The bank's income from core business is increasing

Net NPA

Operating Cash Flow
Highest at CNY 206,667.05 MM
in the last three years
MOJO Watch
The company has generated higher cash revenues from business operations

Operating Cash Flows (CNY MM)

Operating Profit
Highest at CNY 6,157.43 MM
in the last five periods
MOJO Watch
Near term Operating Profit trend is positive

Operating Profit (CNY MM)

Operating Profit Margin
Highest at 26.45 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Pre-Tax Profit
Highest at CNY 8,122.3 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CNY MM)

Net Profit
Highest at CNY 7,050.2 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (CNY MM)

EPS
Highest at CNY 0.57
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (CNY)

Credit Deposit Ratio
Highest at 90.08%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)

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