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Bank of Ningbo Co., Ltd.

  • Market Cap: Large Cap
  • Industry: Regional Banks
  • ISIN: CNE1000005P7
  • SHE: 002142
CNY
34.72
0.00 (0.00%)

Sep 23

SHE

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  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Bank of Ningbo Co., Ltd.

Why is Bank of Ningbo Co., Ltd. ?

1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.62% signifying inadequate buffers against its risk based assets
  • Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 15.50%
  • Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.62% signifying inadequate buffers against its risk based assets
  • The bank has been able to generate a Return on Assets (avg) of 0.61% signifying low profitability per unit of total assets
2
Positive results in Mar 26
  • OPERATING CASH FLOW(Y) Highest at CNY 73,131 MM
  • NII(Q) Highest at CNY 14,688 MM
  • NET SALES(Q) Highest at CNY 26,988 MM
3
With ROA of 0.71%, it has a attractive valuation with a 0.77 Price to Book Value
  • Over the past year, while the stock has generated a return of 7.26%, its profits have risen by 8% ; the PEG ratio of the company is 0.8
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Bank of Ningbo Co., Ltd. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of Ningbo Co., Ltd. for you?

Low Risk, High Return

Absolute
Risk Adjusted
Volatility
Bank of Ningbo Co., Ltd.
31.07%
1.21
23.12%
China Shanghai Composite
3.0%
1.20
14.07%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
13.10%
EBIT Growth (5y)
13.69%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
27.99%
Pledged Shares
0
Institutional Holding
0.00%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.87
EV to EBIT
44.42
EV to EBITDA
40.49
EV to Capital Employed
0.98
EV to Sales
12.18
PEG Ratio
0.86
Dividend Yield
3.46%
ROCE (Latest)
2.20%
ROE (Latest)
12.36%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
No Trend
Mildly Bullish
OBV
Mildly Bullish
Mildly Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
Analyse All Technical Factors stock-recommendation
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

11What is working for the Company
NII(Q)

Highest at CNY 14,706 MM

DIVIDEND PAYOUT RATIO(Y)

Highest at 31.52%

CASH AND EQV(HY)

Highest at CNY 320,182 MM

DIVIDEND PER SHARE(HY)

Highest at CNY 0

NET SALES(Q)

Highest at CNY 27,147 MM

PRE-TAX PROFIT(Q)

Highest at CNY 9,224 MM

NET PROFIT(Q)

Highest at CNY 8,381 MM

EPS(Q)

Highest at CNY 1.27

-2What is not working for the Company
GROSS NPA (%)

(Q

Here's what is working for Bank of Ningbo Co., Ltd.

NII
Highest at CNY 14,706 MM
in the last five periods
MOJO Watch
The bank's income from core business is increasing

NII (CNY MM)

Net Sales
Highest at CNY 27,147 MM
in the last five periods
MOJO Watch
Near term sales trend is positive

Net Sales (CNY MM)

Pre-Tax Profit
Highest at CNY 9,224 MM
in the last five periods
MOJO Watch
Near term Pre-Tax Profit trend is positive

Pre-Tax Profit (CNY MM)

Net Profit
Highest at CNY 8,381 MM
in the last five periods
MOJO Watch
Near term Net Profit trend is positive

Net Profit (CNY MM)

EPS
Highest at CNY 1.27
in the last five periods
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (CNY)

Cash and Eqv
Highest at CNY 320,182 MM
in the last six Semi-Annual periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Dividend per share
Highest at CNY 0
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (CNY)

Dividend Payout Ratio
Highest at 31.52%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

CASA
Highest at 11.16%
in the last five periods
MOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.

CAR (%)

Here's what is not working for Bank of Ningbo Co., Ltd.

Non Performing Loans (%)
Highest at 0.74%
in the last four Semi-Annual periods
MOJO Watch
Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

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