Bank of Ningbo Co., Ltd. (002142) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Bank of Ningbo Co., Ltd.

Why is Bank of Ningbo Co., Ltd. ?

Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.62% signifying inadequate buffers against its risk based assets

Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at %
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.62% signifying inadequate buffers against its risk based assets
The bank has been able to generate a Return on Assets (avg) of 0.61% signifying low profitability per unit of total assets

Negative results in Dec 25

NET SALES(HY) At CNY 26,716 MM has Grown at -49.15%
GROSS NPA (%)(Q) Highest at 0.76%
DIVIDEND PAYOUT RATIO(Y) Lowest at 0%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Bank of Ningbo Co., Ltd. for you?

Low Risk, High Return

Absolute

Risk Adjusted

Volatility

Bank of Ningbo Co., Ltd.

14.96%

1.12

23.94%

China Shanghai Composite

15.17%

1.02

14.86%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

0.00%

EBIT Growth (5y)

0.00%

EBIT to Interest (avg)

Debt to EBITDA (avg)

Net Debt to Equity (avg)

Sales to Capital Employed (avg)

Tax Ratio

Dividend Payout Ratio

22.77%

Pledged Shares

Institutional Holding

0.00%

ROCE (avg)

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.74

EV to EBIT

39.13

EV to EBITDA

35.50

EV to Capital Employed

0.95

EV to Sales

10.40

PEG Ratio

1.03

Dividend Yield

3.06%

ROCE (Latest)

2.42%

ROE (Latest)

11.55%

Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Mildly Bullish

Moving Averages

Mildly Bullish (Daily)

KST

Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

OBV

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

OPERATING PROFIT(Q)

Highest at CNY 7,625 MM

-15What is not working for the Company

NET SALES(HY)

At CNY 26,716 MM has Grown at -49.15%

GROSS NPA (%)

DIVIDEND PAYOUT RATIO(Y)

Lowest at 0%

CASH AND EQV(HY)

Lowest at CNY 147,529 MM

DIVIDEND PER SHARE(HY)

Lowest at CNY 0

PRE-TAX PROFIT(Q)

Lowest at CNY 7,574 MM

EPS(Q)

Lowest at CNY 0

Here's what is working for Bank of Ningbo Co., Ltd.

Operating Profit

Highest at CNY 7,625 MM

in the last five periods

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (CNY MM)

Here's what is not working for Bank of Ningbo Co., Ltd.

Net Sales

At CNY 26,716 MM has Grown at -49.15%

Year on Year (YoY)

MOJO Watch

Near term sales trend is very negative

Net Sales (CNY MM)

Non Performing Loans (%)

Highest at 0.76%

in the last four Semi-Annual periods

MOJO Watch

Proportion of stressed loans given by the bank are increasing

Non Performing Loans (%)

Pre-Tax Profit

Lowest at CNY 7,574 MM

in the last five periods

MOJO Watch

Near term Pre-Tax Profit trend is negative

Pre-Tax Profit (CNY MM)

EPS

Lowest at CNY 0

in the last five periods

MOJO Watch

Declining profitability; company has created lower earnings for shareholders

EPS (CNY)

Cash and Eqv

Lowest at CNY 147,529 MM

in the last six Semi-Annual periods

MOJO Watch

Short Term liquidity is deteriorating

Cash and Cash Equivalents

Dividend per share

Lowest at CNY 0

in the last five years

MOJO Watch

Company is distributing lower dividend than previous years

DPS (CNY)

Dividend Payout Ratio

Lowest at 0%

in the last five years

MOJO Watch

Company is distributing lower proportion of profits generated as dividend

DPR (%)

Capital Adequacy Ratio

Lowest at 10.4%

in the last five periods

MOJO Watch

The Bank's capital base vs its risk assets is deteriorating.

CAR (%)