ScoreWhy is Bank of Shanghai Co., Ltd. ?
1
Poor Management Efficiency with a low ROA of 0.73%
- The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
2
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.46% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net profit has grown by an annual rate of 2.71%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.46% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
3
Poor long term growth as Net profit has grown by an annual rate of 2.71%
4
Flat results in Jun 26
- GROSS NPA (%)(Q) Highest at 1.2%
5
With ROA of 0.69%, it has a attractive valuation with a 0.48 Price to Book Value
- Over the past year, while the stock has generated a return of 6.12%, its profits have risen by 2.3% ; the PEG ratio of the company is 2.3
- At the current price, the company has a high dividend yield of 5.8
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Shanghai Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Shanghai Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Shanghai Co., Ltd.
4.41%
1.16
19.81%
China Shanghai Composite
3.0%
0.22
14.72%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.48%
EBIT Growth (5y)
7.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.59%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.48
EV to EBIT
43.90
EV to EBITDA
41.56
EV to Capital Employed
0.90
EV to Sales
14.97
PEG Ratio
2.32
Dividend Yield
5.85%
ROCE (Latest)
2.04%
ROE (Latest)
9.21%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Mildly Bearish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NII(Q)
Highest at CNY 8,918.56 MM
NET PROFIT(Q)
Highest at CNY 6,964.94 MM
-2What is not working for the Company
GROSS NPA (%)
(Q
Here's what is working for Bank of Shanghai Co., Ltd.
NII
Highest at CNY 8,918.56 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (CNY MM)
Net Profit
Highest at CNY 6,964.94 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (CNY MM)
Here's what is not working for Bank of Shanghai Co., Ltd.
Non Performing Loans (%)
Highest at 1.2%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are increasing
Non Performing Loans (%)
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