ScoreWhy is Bank of Shanghai Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.46% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.83%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.46% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 2.83%
3
Negative results in Mar 25
- OPERATING CASH FLOW(Y) Lowest at CNY -29,073.76 MM
- CASH AND EQV(HY) Lowest at CNY 270,862.93 MM
- NET SALES(Q) Lowest at CNY 21,128.38 MM
4
With ROA of 0.48%, it has a very attractive valuation with a 0.48 Price to Book Value
- Over the past year, while the stock has generated a return of 18.57%, its profits have risen by 5% ; the PEG ratio of the company is 1
- At the current price, the company has a high dividend yield of 5.7
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Shanghai Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Shanghai Co., Ltd. for you?
Low Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Shanghai Co., Ltd.
18.57%
1.40
20.40%
China Shanghai Composite
14.77%
1.01
14.58%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
1.03%
EBIT Growth (5y)
2.59%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.21%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.48
EV to EBIT
45.09
EV to EBITDA
41.77
EV to Capital Employed
0.89
EV to Sales
13.46
PEG Ratio
1.04
Dividend Yield
5.67%
ROCE (Latest)
1.98%
ROE (Latest)
9.05%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
GROSS NPA (%)
(Q
-6What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CNY -29,073.76 MM
CASH AND EQV(HY)
Lowest at CNY 270,862.93 MM
NET SALES(Q)
Lowest at CNY 21,128.38 MM
OPERATING PROFIT(Q)
Lowest at CNY 750.88 MM
OPERATING PROFIT MARGIN(Q)
Lowest at 3.55 %
Here's what is working for Bank of Shanghai Co., Ltd.
Non Performing Loans (%)
Lowest at 0.98%
in the last four Semi-Annual periodsMOJO Watch
Proportion of stressed loans given by the bank are falling
Non Performing Loans (%)
CASA
Highest at 11.42%
in the last five periodsMOJO Watch
The Bank's capital base vs its risk assets is improving. However, the bank may not be taking adequate risk in its lending book.
CAR (%)
Here's what is not working for Bank of Shanghai Co., Ltd.
Operating Cash Flow
Lowest at CNY -29,073.76 MM
in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CNY MM)
Net Sales
Lowest at CNY 21,128.38 MM
in the last five periodsMOJO Watch
Near term sales trend is negative
Net Sales (CNY MM)
Operating Profit
Lowest at CNY 750.88 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (CNY MM)
Operating Profit Margin
Lowest at 3.55 %
in the last five periodsMOJO Watch
Company's profit margin has deteriorated
Operating Profit to Sales
Cash and Eqv
Lowest at CNY 270,862.93 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
