ScoreWhy is Bank of Shanghai Co., Ltd. ?
1
Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.46% signifying inadequate buffers against its risk based assets
- Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 4.84%
- Weak Capital Buffers- the bank has a low Capital Adequacy Ratio of 10.46% signifying inadequate buffers against its risk based assets
- The bank has been able to generate a Return on Assets (avg) of 0.73% signifying low profitability per unit of total assets
2
Poor long term growth as Net Interest Income (ex other income) has grown by an annual rate of 0% and Net profit at 4.84%
3
Negative results in Sep 25
- OPERATING CASH FLOW(Y) Lowest at CNY 14,949.47 MM
- NET SALES(Q) Lowest at CNY 20,161.48 MM
- CREDIT DEPOSIT RATIO(HY) Lowest at 93.66%
4
With ROA of 0.48%, it has a very attractive valuation with a 0.49 Price to Book Value
- Over the past year, while the stock has generated a return of 5.79%, its profits have risen by 5% ; the PEG ratio of the company is 1.1
- At the current price, the company has a high dividend yield of 5.5
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Shanghai Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Shanghai Co., Ltd. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bank of Shanghai Co., Ltd.
-17.17%
1.32
20.59%
China Shanghai Composite
21.43%
1.58
14.20%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
-1.48%
EBIT Growth (5y)
7.42%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
31.59%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
5
Industry P/E
Price to Book Value
0.48
EV to EBIT
43.91
EV to EBITDA
41.56
EV to Capital Employed
0.90
EV to Sales
14.97
PEG Ratio
2.32
Dividend Yield
8.31%
ROCE (Latest)
2.04%
ROE (Latest)
9.21%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
No Trend
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend3What is working for the Company
NII(Q)
Highest at CNY 8,746.6 MM
CASH AND EQV(HY)
Highest at CNY 312,756.43 MM
-2What is not working for the Company
NET SALES(9M)
At CNY 59,151.67 MM has Grown at -10.16%
Here's what is working for Bank of Shanghai Co., Ltd.
NII
Highest at CNY 8,746.6 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (CNY MM)
Cash and Eqv
Highest at CNY 312,756.43 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Bank of Shanghai Co., Ltd.
Net Sales
At CNY 59,151.67 MM has Grown at -10.16%
Year on Year (YoY)MOJO Watch
Near term sales trend is negative
Net Sales (CNY MM)
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