ScoreComparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of Sharjah PSC ?
1
Positive results in Jun 25
- NII(Q) Highest at AED 175.54 MM
- NET SALES(Q) Highest at AED 605.51 MM
- OPERATING PROFIT(Q) Highest at AED 131.32 MM
2
With ROA of 0.69%, it has a fair valuation with a 0.53 Price to Book Value
- Over the past year, while the stock has generated a return of 76.32%, its profits have risen by 529.8% ; the PEG ratio of the company is 0
3
Consistent Returns over the last 3 years
- Along with generating 76.32% returns in the last 1 year, the stock has outperformed Abu Dhabi Securities Exchange in each of the last 3 annual periods
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Bank of Sharjah PSC should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Sharjah PSC for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Bank of Sharjah PSC
-100.0%
5.44
29.71%
Abu Dhabi Securities Exchange
2.2%
1.13
8.08%
Quality
Management Risk
Growth
Capital StructureQuality key factors
Factor
Value
Sales Growth (5y)
5.83%
EBIT Growth (5y)
27.43%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
26.74%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
ValuationValuation Key Factors 
Factor
Value
P/E Ratio
4
Industry P/E
Price to Book Value
0.56
EV to EBIT
3.02
EV to EBITDA
2.97
EV to Capital Employed
0.56
EV to Sales
1.45
PEG Ratio
0.09
Dividend Yield
NA
ROCE (Latest)
18.54%
ROE (Latest)
15.78%
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Bearish (Daily)
KST
Bearish
Bullish
Dow Theory
No Trend
Mildly Bearish
OBV
Mildly Bearish
Mildly Bearish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend18What is working for the Company
ROCE(HY)
Highest at 1.59%
OPERATING PROFIT(Q)
Highest at AED 393.02 MM
PRE-TAX PROFIT(Q)
Highest at AED 322.68 MM
NET PROFIT(Q)
Highest at AED 294.36 MM
EPS(Q)
Highest at AED 0.09
-6What is not working for the Company
NET SALES(HY)
At AED 629.52 MM has Grown at -41.2%
ROCE(HY)
Lowest at 1.59%
CASH AND EQV(HY)
Lowest at AED 3,331.36 MM
Here's what is working for Bank of Sharjah PSC
Operating Profit
Highest at AED 393.02 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (AED MM)
Pre-Tax Profit
Highest at AED 322.68 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (AED MM)
Pre-Tax Profit
At AED 322.68 MM has Grown at 222.5%
Year on Year (YoY)MOJO Watch
Near term Pre-Tax Profit trend is very positive
Pre-Tax Profit (AED MM)
Net Profit
Highest at AED 294.36 MM and Grown
In each period in the last five periodsMOJO Watch
Near term Net Profit trend is very positive
Net Profit (AED MM)
Net Profit
At AED 294.36 MM has Grown at 220.82%
Year on Year (YoY)MOJO Watch
Near term Net Profit trend is very positive
Net Profit (AED MM)
EPS
Highest at AED 0.09
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (AED)
Here's what is not working for Bank of Sharjah PSC
Net Sales
At AED 629.52 MM has Grown at -41.2%
Year on Year (YoY)MOJO Watch
Near term sales trend is very negative
Net Sales (AED MM)
Cash and Eqv
Lowest at AED 3,331.36 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is deteriorating
Cash and Cash Equivalents
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