Bank of South Carolina Corp.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US0650661020
USD
15.40
-0.1 (-0.63%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
SB Financial Group, Inc.
Village Bank & Trust Financial Corp.
First Savings Financial Group, Inc.
Auburn National Bancorporation, Inc.
Bank of South Carolina Corp.
Eagle Bancorp Montana, Inc.
Rhinebeck Bancorp, Inc.
Summit State Bank (California)
Union Bankshares, Inc. (Vermont)
Citizens Community Bancorp, Inc. (Wisconsin)
Sound Financial Bancorp, Inc.

Why is Bank of South Carolina Corp. ?

1
High Profitability with a Net Interest Margin of 4.31%
2
Positive results in Mar 26
  • ROCE(HY) Highest at 1.44%
  • DIVIDEND PER SHARE(HY) Highest at USD 0
  • CREDIT DEPOSIT RATIO(HY) Highest at 74.01%
3
With ROA of 1.38%, it has a very attractive valuation with a 1.52 Price to Book Value
  • Over the past year, while the stock has generated a return of 14.93%, its profits have risen by 17.2% ; the PEG ratio of the company is 0.7
4
Majority shareholders : Non Institution
5
Underperformed the market in the last 1 year
  • The stock has generated a return of 14.93% in the last 1 year, much lower than market (S&P 500) returns of 29.58%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Bank of South Carolina Corp. should be less than 10%
  2. Overall Portfolio exposure to Regional Banks should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Bank of South Carolina Corp. for you?

Low Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Bank of South Carolina Corp.
14.93%
1.83
18.64%
S&P 500
20.78%
2.33
12.71%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
10.50%
EBIT Growth (5y)
1.12%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
61.16%
Pledged Shares
0
Institutional Holding
0.18%
ROCE (avg)
0
ROE (avg)
0
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.54
EV to EBIT
4.19
EV to EBITDA
4.19
EV to Capital Employed
4.23
EV to Sales
1.49
PEG Ratio
0.68
Dividend Yield
NA
ROCE (Latest)
101.06%
ROE (Latest)
13.15%
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company
ROCE(HY)

Highest at 1.44%

DIVIDEND PER SHARE(HY)

Highest at USD 0

CREDIT DEPOSIT RATIO(HY)

Highest at 74.01%

OPERATING PROFIT MARGIN(Q)

Highest at 37.81 %

-4What is not working for the Company
ROCE(HY)

Lowest at 1.44%

Here's what is working for Bank of South Carolina Corp.

Operating Profit Margin
Highest at 37.81 %
in the last five periods
MOJO Watch
Company's profit margin has improved

Operating Profit to Sales

Dividend per share
Highest at USD 0
in the last five years
MOJO Watch
Company is distributing higher dividend from profits generated

DPS (USD)

Credit Deposit Ratio
Highest at 74.01%
in the last four Semi-Annual periods
MOJO Watch
Bank has been creating proportionately higher loans against its deposits, thereby creating higher revenue generating assets

Credit Deposit Ratio (%)