Comparison
Company
Score
Quality
Valuation
Financial
Technical
Why is Bank of South Carolina Corp. ?
1
High Profitability with a Net Interest Margin of 4.31%
2
Positive results in Mar 26
- ROCE(HY) Highest at 1.44%
- DIVIDEND PER SHARE(HY) Highest at USD 0
- CREDIT DEPOSIT RATIO(HY) Highest at 74.01%
3
With ROA of 1.38%, it has a very attractive valuation with a 1.52 Price to Book Value
- Over the past year, while the stock has generated a return of 14.93%, its profits have risen by 17.2% ; the PEG ratio of the company is 0.7
4
Majority shareholders : Non Institution
5
Underperformed the market in the last 1 year
- The stock has generated a return of 14.93% in the last 1 year, much lower than market (S&P 500) returns of 29.58%
How much should you hold?
- Overall Portfolio exposure to Bank of South Carolina Corp. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of South Carolina Corp. for you?
Low Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Bank of South Carolina Corp.
14.93%
1.83
18.64%
S&P 500
21.34%
2.33
12.71%
Quality key factors
Factor
Value
Sales Growth (5y)
10.50%
EBIT Growth (5y)
1.12%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
61.16%
Pledged Shares
0
Institutional Holding
0.18%
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
12
Industry P/E
Price to Book Value
1.54
EV to EBIT
4.19
EV to EBITDA
4.19
EV to Capital Employed
4.23
EV to Sales
1.49
PEG Ratio
0.68
Dividend Yield
NA
ROCE (Latest)
101.06%
ROE (Latest)
13.15%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bearish
Mildly Bullish
Moving Averages
Mildly Bullish (Daily)
KST
Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
10What is working for the Company
ROCE(HY)
Highest at 1.47%
NII(Q)
Highest at USD 6.37 MM
DIVIDEND PER SHARE(HY)
Highest at USD 0
OPERATING PROFIT(Q)
Highest at USD 3.01 MM
OPERATING PROFIT MARGIN(Q)
Highest at 41.48 %
PRE-TAX PROFIT(Q)
Highest at USD 3.01 MM
NET PROFIT(Q)
Highest at USD 2.32 MM
EPS(Q)
Highest at USD 0.42
-4What is not working for the Company
ROCE(HY)
Lowest at 1.47%
Here's what is working for Bank of South Carolina Corp.
NII
Highest at USD 6.37 MM
in the last five periodsMOJO Watch
The bank's income from core business is increasing
NII (USD MM)
Operating Profit
Highest at USD 3.01 MM
in the last five periodsMOJO Watch
Near term Operating Profit trend is positive
Operating Profit (USD MM)
Operating Profit Margin
Highest at 41.48 %
in the last five periodsMOJO Watch
Company's profit margin has improved
Operating Profit to Sales
Pre-Tax Profit
Highest at USD 3.01 MM
in the last five periodsMOJO Watch
Near term Pre-Tax Profit trend is positive
Pre-Tax Profit (USD MM)
Net Profit
Highest at USD 2.32 MM
in the last five periodsMOJO Watch
Near term Net Profit trend is positive
Net Profit (USD MM)
EPS
Highest at USD 0.42
in the last five periodsMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (USD)
Dividend per share
Highest at USD 0
in the last five yearsMOJO Watch
Company is distributing higher dividend from profits generated
DPS (USD)






