Why is Bank of Suzhou Co., Ltd. ?
1
Positive results in Sep 25
- NII(Q) Highest at CNY 2,244.96 MM
- NET SALES(Q) Highest at CNY 5,198.49 MM
- CASH AND EQV(HY) Highest at CNY 54,346.75 MM
2
With ROA of 0.48%, it has a expensive valuation with a 0.75 Price to Book Value
- Over the past year, while the stock has generated a return of 2.62%, its profits have risen by 6.7% ; the PEG ratio of the company is 1.1
- At the current price, the company has a high dividend yield of 4
How much should you buy?
- Overall Portfolio exposure to Bank of Suzhou Co., Ltd. should be less than 10%
- Overall Portfolio exposure to Regional Banks should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Regional Banks)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Bank of Suzhou Co., Ltd. for you?
Low Risk, Low Return
Absolute
Risk Adjusted
Volatility
Bank of Suzhou Co., Ltd.
4.5%
0.48
20.83%
China Shanghai Composite
15.17%
1.02
14.86%
Quality key factors
Factor
Value
Sales Growth (5y)
5.96%
EBIT Growth (5y)
11.83%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
30.53%
Pledged Shares
0
Institutional Holding
0
ROCE (avg)
0
ROE (avg)
0
Valuation Key Factors 
Factor
Value
P/E Ratio
7
Industry P/E
Price to Book Value
0.75
EV to EBIT
38.22
EV to EBITDA
34.92
EV to Capital Employed
0.95
EV to Sales
10.98
PEG Ratio
1.05
Dividend Yield
3.96%
ROCE (Latest)
2.48%
ROE (Latest)
10.59%
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Sideways
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bullish
Mildly Bearish
Technical Movement
6What is working for the Company
NII(Q)
Highest at CNY 2,244.96 MM
NET SALES(Q)
Highest at CNY 5,198.49 MM
CASH AND EQV(HY)
Highest at CNY 54,346.75 MM
-3What is not working for the Company
OPERATING CASH FLOW(Y)
Lowest at CNY 6,095.62 MM
Here's what is working for Bank of Suzhou Co., Ltd.
NII
Highest at CNY 2,244.96 MM and Grown
In each period in the last five periodsMOJO Watch
The bank's income from core business is increasing
Net NPA
Net Sales
Highest at CNY 5,198.49 MM and Grown
In each period in the last five periodsMOJO Watch
Near term sales trend is very positive
Net Sales (CNY MM)
Cash and Eqv
Highest at CNY 54,346.75 MM
in the last six Semi-Annual periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Bank of Suzhou Co., Ltd.
Operating Cash Flow
Lowest at CNY 6,095.62 MM and Fallen
In each year in the last three yearsMOJO Watch
The company's cash revenues from business operations are falling
Operating Cash Flows (CNY MM)






